SBA franchise lending

Lending Explorer

Compare franchise lending performance across SBA 7(a) banks and 504 CDCs. Filter by program, risk rating, and region.

Lenders tracked

1,033

Total loans

143,527

Total volume

$87.0B

States

53

7(a) default rate

16.0%

Top 25 of 294 lenders by loan count

#	Lender	Program	Loans	Volume	Avg loan	Default %	Franchises	Rating
1	The Huntington National Bank	7(a)	9,261	$2.6B	$279K	11.5%	1,705	AVERAGE
2	Wells Fargo Bank National Association	7(a)	7,487	$3.2B	$421K	17.1%	1,592	ELEVATED
3	United Midwest Savings Bank National Association	7(a)	4,281	$895.2M	$209K	36.5%	581	CRITICAL
4	Readycap Lending, LLC	7(a)	4,149	$2.3B	$543K	32.4%	959	CRITICAL
5	PNC Bank, National Association	7(a)	3,449	$1.2B	$353K	17.1%	982	ELEVATED
6	Stearns Bank National Association	7(a)	3,342	$976.0M	$292K	13.0%	960	AVERAGE
7	JPMorgan Chase Bank, National Association	7(a)	3,108	$753.3M	$242K	14.2%	1,093	AVERAGE
8	Bank of America, National Association	7(a)	2,329	$426.7M	$183K	15.0%	733	ELEVATED
9	U.S. Bank, National Association	7(a)	2,064	$731.5M	$354K	14.5%	855	AVERAGE
10	Live Oak Banking Company	7(a)	1,972	$2.4B	$1.2M	2.3%	305	EXCELLENT
11	Celtic Bank Corporation	7(a)	1,932	$1.7B	$862K	28.0%	750	CRITICAL
12	Simmons Bank	7(a)	1,888	$616.6M	$327K	13.6%	424	AVERAGE
13	Comerica Bank	7(a)	1,811	$769.0M	$425K	33.0%	416	CRITICAL
14	Manufacturers and Traders Trust Company	7(a)	1,808	$381.8M	$211K	13.2%	748	AVERAGE
15	TD Bank, National Association	7(a)	1,736	$769.9M	$444K	15.1%	646	ELEVATED
16	KeyBank National Association	7(a)	1,530	$600.1M	$392K	11.7%	602	AVERAGE
17	Truist Bank	7(a)	1,505	$586.4M	$390K	11.4%	629	AVERAGE
18	Zions Bank, A Division of	7(a)	1,421	$384.8M	$271K	15.6%	628	ELEVATED
19	Popular Bank	7(a)	1,275	$311.5M	$244K	48.1%	276	CRITICAL
20	Cadence Bank	7(a)	1,189	$1.0B	$845K	9.6%	586	GOOD
21	Citizens Bank	7(a)	1,154	$755.8M	$655K	12.9%	459	AVERAGE
22	BMO Bank National Association	7(a)	1,101	$356.2M	$323K	13.2%	452	AVERAGE
23	Columbia Bank	7(a)	1,100	$762.4M	$693K	13.6%	459	AVERAGE
24	First Bank of the Lake	7(a)	1,016	$596.0M	$587K	3.5%	400	EXCELLENT
25	Newtek Small Business Finance, Inc.	7(a)	961	$458.4M	$477K	19.2%	505	ELEVATED

269 more lenders available

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