SBA 7(a) FOIA data · borrowers in Nashville, TN · FY1993 to FY2025 · as of 2025-12-31
Franchise SBA loans in Nashville, Tennessee
SBA lenders have made 208 7(a) loans to franchise businesses in Nashville since 1993, $105.8M in all, across 158 franchise systems and 80 lenders. Of the loans that have been resolved, 18.5% were charged off, 2.5 points above the national franchise rate of 16.0%. This is what the loan record says about which brands got financed here and how it went. It is not a list of territories for sale; we hold no availability data for any brand.
Headline numbers
- Franchise loans
- 208
- since FY1993
- Approved
- $105.8M
- gross loan amounts
- Charge-off rate
- 18.5%
- 124 resolved loans; national 16.0%
- Systems financed
- 158
- 80 lenders
Franchise systems financed in Nashville
The twenty systems with the most SBA loans to Nashville borrowers. The verdict grade is the brand's national grade on this site, an editorial assessment and not investment advice. “Locations on file” counts current franchisee locations we hold anywhere in Tennessee: presence, not availability.
| System | Loans here | Charge-off here | Approved | Verdict | Locations on file, TN |
|---|---|---|---|---|---|
| Baskin-Robbins 31 Ice Cream | 5 | limited data | $418K | B: Above average | 57 |
| Country Visions | 3 | limited data | $498K | F: Weakest tier | not on file |
| Dogtopia | 3 | limited data | $2.3M | A: Strongest tier | not on file |
| F45 Training | 3 | limited data | $420K | F: Weakest tier | not on file |
| Fitness 1440 | 3 | limited data | $1.0M | B: Above average | 2 |
| Orange Theory Fitness | 3 | limited data | $1.5M | A: Strongest tier | not on file |
| Play It Again Sports | 3 | limited data | $615K | A: Strongest tier | 8 |
| Relax The Back | 3 | limited data | $388K | B: Above average | not on file |
| Sports Clips | 3 | limited data | $1.0M | A: Strongest tier | not on file |
| YogaSix | 3 | limited data | $1.1M | no brand page | not on file |
| Ace Hardware | 2 | limited data | $344K | A: Strongest tier | not on file |
| Camp Bow Wow | 2 | limited data | $226K | A: Strongest tier | not on file |
| CertaPro Painters | 2 | limited data | $694K | B: Above average | not on file |
| Copper Branch | 2 | limited data | $934K | no brand page | not on file |
| Dairy Queen | 2 | limited data | $470K | B: Above average | 1 |
| Econo Lodge Motel | 2 | limited data | $2.0M | B: Above average | not on file |
| Holiday Inn Express | 2 | limited data | $2.3M | B: Above average | not on file |
| Howard Johnson | 2 | limited data | $2.6M | B: Above average | 3 |
| iFoam | 2 | limited data | $744K | F: Weakest tier | 1 |
| Jani-King (Janitor's Service) | 2 | limited data | $1.0M | C: Average | not on file |
Lenders most active in Nashville
Where a franchise buyer in Nashville has historically found a 7(a) lender. A lender's local rate reflects which systems it funded here as much as its underwriting.
| Lender | Loans here | Charge-off here | Approved |
|---|---|---|---|
| The Huntington National Bank | 22 | limited data | $8.1M |
| Old National Bank | 14 | limited data | $5.4M |
| Pinnacle Bank | 11 | 10.0% | $4.0M |
| Readycap Lending, LLC | 9 | limited data | $5.5M |
| Wells Fargo Bank National Association | 8 | limited data | $5.5M |
| Synovus Bank | 7 | limited data | $4.0M |
| First Horizon Bank | 6 | limited data | $3.4M |
| Regions Bank | 6 | limited data | $3.4M |
| Truist Bank | 6 | limited data | $2.7M |
| United Midwest Savings Bank National Association | 6 | limited data | $975K |
| Bank of America, National Association | 5 | limited data | $677K |
| Stearns Bank National Association | 5 | limited data | $1.6M |
Franchise loans approved per year
Approvals by SBA fiscal year, the last decade. A quiet year is a quiet year for new lending, not for the businesses already running.
- FY201510
- FY20164
- FY20174
- FY201814
- FY201911
- FY202014
- FY202115
- FY202212
- FY202320
- FY20247
- FY202519
Reading this page
- Does a loan in Nashville mean a franchise is available in Nashville?
- No. A loan shows that a franchisee opened or bought a unit in Nashville and financed it with an SBA 7(a) loan. Whether a territory near you is open now is known only to the franchisor, so ask before you rely on it. FranchiseVerdict holds no territory-availability data for any brand.
- What does the charge-off rate on this page measure?
- Loans that were charged off divided by loans that were resolved, meaning paid in full or charged off. Loans still open count in neither. It is a loan outcome, not a unit failure rate and not a measure of profit, and it is an editorial reading of SBA's data, not investment advice.
- Why does the table say "limited data" for some systems in Nashville?
- A rate is printed only where at least ten loans in the city have been resolved. Below that, one loan moves the number by ten points or more, so the table says limited data instead of a figure that would not survive the next loan.
- Which of these brands already operate in Tennessee?
- FranchiseVerdict holds current franchisee location records in Tennessee for 6 of the 18 systems on this page that have a brand page. That is evidence a brand runs units in the state today; a brand with none on file may still operate there, because owner-record coverage is partial.
Talk to franchise owners in Tennessee
The loan record says how financing went; an owner says how the business goes. FranchiseVerdict sells verified franchisee contact lists filtered by state, $49 per brand, for personal due diligence only, not telemarketing or automated calls. We hold Tennessee owner records for 6 of the 18 systems above that have a brand page.
Get owner contacts — $49/brand