SC
SBA 504 certified development company
So Cal CDC
- Total loans
- 19
- Loan volume
- $35.1M
- Avg loan size
- $1.8M
- Charge-off rate
- 0.0%
- vs 13.3% national avg
Defaults
0
Franchises funded
14
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Jiffy Lube | 4 | $1.2M | 0.0% (low risk) |
| Jiffy Lube | 2 | $486K | 0.0% (low risk) |
| Holiday Inn Express | 2 | $4.8M | 0.0% (low risk) |
| Comfort Suites by Choice Hotel | 1 | $1.6M | N/A |
| Pacific Agents Alliance - Inde | 1 | $414K | N/A |
| Home2 Suites | 1 | $4.9M | 0.0% (low risk) |
| Hampton Inns | 1 | $2.9M | 0.0% (low risk) |
| La Quinta by Wyndham a.k.a. La | 1 | $5.0M | N/A |
| Century 21 | 1 | $719K | N/A |
| Hyatt Place | 1 | $5.5M | 0.0% (low risk) |
| Best Western - Membership Agre | 1 | $3.3M | N/A |
| Ampm Mini Market- Arco | 1 | $2.6M | N/A |
| Chevron (gas Station) | 1 | $1.6M | N/A |
| Maids International | 1 | $147K | 0.0% (low risk) |
Lending volume by year
1'12
4'13
3'16
3'17
2'18
3'19
2'21
1'22
Geographic coverage
California
190.0% (low risk)
Portfolio summary
Total funded$35.1M
Defaults0 of 19
Risk tierEXCELLENT
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).