WI
SBA 504 certified development company
WBD, Inc.
- Total loans
- 558
- Loan volume
- $473.8M
- Avg loan size
- $849K
- Charge-off rate
- 8.5%
- vs 13.3% national avg
Defaults
29
Franchises funded
249
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Culver's Frozen Custard | 38 | $24.0M | 0.0% (low risk) |
| Super 8 Motel | 17 | $10.7M | 12.5% (elevated risk) |
| Best Western Inn | 16 | $17.9M | 8.3% (moderate risk) |
| Americinn | 15 | $13.1M | 26.7% (very high risk) |
| Temporary Franchises | 15 | $11.3M | 0.0% (low risk) |
| Culver's ButterBurgers & Froze | 15 | $17.4M | 0.0% (low risk) |
| Dairy Queen | 13 | $4.9M | 15.4% (high risk) |
| Pizza Ranch | 12 | $7.6M | 0.0% (low risk) |
| Culver's | 9 | $7.5M | 0.0% (low risk) |
| Microtel | 8 | $6.2M | 16.7% (high risk) |
| Holiday Inn Express | 7 | $9.5M | 0.0% (low risk) |
| Days Inn | 7 | $5.5M | 28.6% (very high risk) |
| Econo Lodge Motel | 5 | $2.7M | 0.0% (low risk) |
| Baymont Inns & Suites | 5 | $4.6M | 25.0% (very high risk) |
| Comfort Inn | 5 | $4.3M | 0.0% (low risk) |
| Piggly Wiggly | 5 | $3.5M | 0.0% (low risk) |
| Taco Bell | 5 | $2.5M | 0.0% (low risk) |
| Arby's | 5 | $2.2M | 0.0% (low risk) |
| Citgo Service Station | 5 | $1.9M | 40.0% (very high risk) |
| Polaris - Dealer Agreement | 5 | $3.9M | N/A |
Lending volume by year
3'92
6
5
4
16
10'97
5
9
12
7
7'02
14
17
20
14
17'07
23
26
26
23
23'12
22
17
14
19
22'17
24
20
27
32
23'22
9
21
18
3'26
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).