FranchiseVerdict
Ace Hardware logo
FV-03077SBA data onlyData Quality·SBA Only

Ace Hardware

Retail
B57/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
863
Loan volume
$578.7M
Default rate
13.4%
vs <3% typical
Avg loan
$671K
Lenders
238

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
863
Loan volume
$578.7M
Median loan
$450K
50th percentile
Default rate
13.4%
vs <3% typical · system-wide
Repayment rate (PIF)
86.6%
5-yr default
0.0%
Loans approved 2021+
Active lenders
238
Defaults
77

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Ace Hardware default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%40%'92'97'02'07'12'17'22'23

FranchiseVerdict rating · based on SBA data

Risk & Legal

57
Risk · 0-100
B54Risk score 57
Low confidence±12 pts
4569