CC
SBA 504 certified development company
Community Capital Development
- Total loans
- 95
- Loan volume
- $79.4M
- Avg loan size
- $836K
- Charge-off rate
- 26.5%
- vs 13.3% national avg
Defaults
18
Franchises funded
61
Risk rating
CRITICAL
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Goo Goo 3 Minute Car Wash | 5 | $4.5M | 20.0% (very high risk) |
| Temporary Franchises | 5 | $1.8M | 80.0% (very high risk) |
| Primrose School (daycare) | 4 | $4.8M | 0.0% (low risk) |
| Super 8 Motel | 4 | $2.3M | 33.3% (very high risk) |
| Comfort Inn | 3 | $3.5M | 33.3% (very high risk) |
| Days Inn | 3 | $2.0M | 33.3% (very high risk) |
| Amerihost Inn | 3 | $2.6M | 66.7% (very high risk) |
| Culver's Frozen Custard | 3 | $1.7M | 0.0% (low risk) |
| Dairy Queen | 2 | $717K | 0.0% (low risk) |
| Inkwell (the) | 2 | $299K | 0.0% (low risk) |
| Honda (dealers) | 2 | $604K | 50.0% (very high risk) |
| Re/Max Realty | 2 | $448K | 0.0% (low risk) |
| Holiday Inn Express | 2 | $1.8M | 50.0% (very high risk) |
| Quality Inn | 2 | $1.6M | 50.0% (very high risk) |
| Best Western Inn | 2 | $1.5M | 50.0% (very high risk) |
| Meineke Car Care | 2 | $464K | 0.0% (low risk) |
| AAMCO Transmissions | 2 | $389K | 0.0% (low risk) |
| Holiday Inn Express/Holiday In | 2 | $6.2M | N/A |
| Meineke | 2 | $826K | N/A |
| Buffalo Wild Wings (f/K/A Bw-3 | 2 | $2.5M | N/A |
Lending volume by year
3'93
1
1
2
3
2'98
2
3
1
2
4'05
6
8
9
1
4'10
9
5
5
6
3'16
5
1
2
1
4'23
2'26
Geographic coverage
Ohio
9526.5% (very high risk)
Portfolio summary
Total funded$79.4M
Defaults18 of 95
Risk tierCRITICAL
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).