CS
SBA 504 certified development company
California Statewide Certified Development Corporation
- Total loans
- 83
- Loan volume
- $87.8M
- Avg loan size
- $1.1M
- Charge-off rate
- 0.0%
- vs 13.3% national avg
Defaults
0
Franchises funded
68
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Jiffy Lube | 4 | $2.0M | 0.0% (low risk) |
| ServiceMaster | 4 | $3.9M | 0.0% (low risk) |
| Days Inn | 2 | $2.9M | 0.0% (low risk) |
| Re/Max Realty | 2 | $2.0M | 0.0% (low risk) |
| Chevron (gas Station) | 2 | $1.2M | 0.0% (low risk) |
| State Farm Insurance | 2 | $640K | 0.0% (low risk) |
| Motel 6 | 2 | $6.9M | N/A |
| Circle K (C-store Agreement on | 2 | $2.6M | 0.0% (low risk) |
| Temporary Franchises | 2 | $723K | 0.0% (low risk) |
| El Pollo Loco | 2 | $2.9M | N/A |
| Chevron - Retail Supply Contra | 2 | $3.3M | N/A |
| Scottish Inns | 1 | $362K | N/A |
| AAMCO Transmissions | 1 | $319K | 0.0% (low risk) |
| Union 76 Oil | 1 | $398K | 0.0% (low risk) |
| Arco (gas Station) | 1 | $341K | 0.0% (low risk) |
| Taco Bell | 1 | $447K | 0.0% (low risk) |
| Coco's Restaurant Bakery | 1 | $678K | 0.0% (low risk) |
| Prudential Realtors (the) | 1 | $1.0M | 0.0% (low risk) |
| Shakey's Pizza | 1 | $333K | 0.0% (low risk) |
| Subway Sandwich Shop | 1 | $301K | 0.0% (low risk) |
Lending volume by year
1'92
1
1
1
2
1'02
2
3
4
1
1'08
2
2
2
1
3'13
3
3
2
1
10'19
3
10
6
4
5'24
7
1'26
Geographic coverage
Portfolio summary
Total funded$87.8M
Defaults0 of 83
Risk tierEXCELLENT
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).