FranchiseVerdict

SBA 504 certified development company

California Statewide Certified Development Corporation

EXCELLENT risk
Total loans
83
Loan volume
$87.8M
Avg loan size
$1.1M
Default rate
0.0%
vs 13.3% national avg

Defaults

0

Franchises funded

68

Risk rating

EXCELLENT

Top franchise exposures

Lending volume by year

1
'92
1
1
1
2
1
'02
2
3
4
1
1
'08
2
2
2
1
3
'13
3
3
2
1
10
'19
3
10
6
4
5
'24
7
1
'26

Geographic coverage

Portfolio summary

Total funded$87.8M
Defaults0 of 83
Risk tierEXCELLENT

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).