FranchiseVerdict

SBA 504 certified development company

Tennessee Business Development Corporation

CRITICAL risk
Total loans
11
Loan volume
$10.3M
Avg loan size
$937K
Default rate
27.3%
vs 13.3% national avg

Defaults

3

Franchises funded

10

Risk rating

CRITICAL

Top franchise exposures

FranchiseLoansVolumeDefault %
Best Western Inn2$1.4M50.0%
Baymont Inns & Suites1$1.2M0.0%
Choice Hotels International In1$324K0.0%
Floor-To-Ceiling Store1$360K0.0%
Sleep Inn Motel1$550K0.0%
Comfort Inn1$1.4M100.0%
Bellacino's Pizza1$701K100.0%
Comfort Suites1$1.3M0.0%
Quality Inn/Quality Suites, Ho1$1.6M0.0%
Hampton Inns1$1.4M0.0%

Lending volume by year

1
'98
1
'01
1
'05
1
'06
3
'07
2
'08
1
'10
1
'16

Geographic coverage

Tennessee
1127.3%

Portfolio summary

Total funded$10.3M
Defaults3 of 11
Risk tierCRITICAL

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).