EB
SBA 504 certified development company
E.C.I.A. Business Growth, Inc.
- Total loans
- 15
- Loan volume
- $13.2M
- Avg loan size
- $881K
- Charge-off rate
- 0.0%
- vs 13.3% national avg
Defaults
0
Franchises funded
11
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Happy Joe's Pizza & Ice Cream | 3 | $606K | 0.0% (low risk) |
| Taco John's | 2 | $556K | 0.0% (low risk) |
| Cabin Coffee Company | 2 | $962K | 0.0% (low risk) |
| Jiffy Lube | 1 | $192K | 0.0% (low risk) |
| Arby's | 1 | $591K | 0.0% (low risk) |
| Hampton Inns | 1 | $2.0M | 0.0% (low risk) |
| Days Inn by Wyndham | 1 | $833K | N/A |
| Americinn | 1 | $1.6M | N/A |
| Ford Motor Company Dealer Sale | 1 | $1.2M | N/A |
| Holiday Inn/Holiday Inn & Suit | 1 | $4.6M | N/A |
| 1-800-Radiator & A/C | 1 | $167K | N/A |
Lending volume by year
1'94
2'96
1'98
1'99
1'04
1'06
1'10
1'11
2'13
1'22
1'23
1'24
1'25
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).