FranchiseVerdict

SBA 504 certified development company

Crater Development Company

AVERAGE risk
Total loans
7
Loan volume
$6.4M
Avg loan size
$919K
Default rate
14.3%
vs 13.3% national avg

Defaults

1

Franchises funded

6

Risk rating

AVERAGE

Top franchise exposures

FranchiseLoansVolumeDefault %
Exxon2$1.3M0.0%
Country Inn1$2.0M100.0%
Goddard Early Learning Center1$482K0.0%
Sleep Inn Motel1$717K0.0%
Holiday Inn Express1$1.3M0.0%
Comfort Inn1$624K0.0%

Lending volume by year

1
'93
1
'96
1
'98
2
'01
1
'02
1
'06

Geographic coverage

Virginia
714.3%

Portfolio summary

Total funded$6.4M
Defaults1 of 7
Risk tierAVERAGE

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).