WC
SBA 504 certified development company
Wyoming Capital Access
- Total loans
- 64
- Loan volume
- $59.2M
- Avg loan size
- $925K
- Charge-off rate
- 7.3%
- vs 13.3% national avg
Defaults
4
Franchises funded
42
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Choice Hotels International In | 4 | $4.3M | 33.3% (very high risk) |
| Comfort Inn | 4 | $3.0M | 0.0% (low risk) |
| Super 8 Motel | 4 | $2.4M | 0.0% (low risk) |
| Hampton Inns | 3 | $6.1M | 0.0% (low risk) |
| Days Inn | 3 | $1.3M | 0.0% (low risk) |
| Motel 6 | 3 | $2.1M | 0.0% (low risk) |
| Best Western Inn | 3 | $3.3M | 0.0% (low risk) |
| Econo Lodge Motel | 2 | $574K | 0.0% (low risk) |
| Holiday Inn Express | 2 | $2.4M | 0.0% (low risk) |
| National 9 Inn | 2 | $510K | 0.0% (low risk) |
| Wingate Inns | 2 | $2.8M | 50.0% (very high risk) |
| Super Valu Supermarket | 2 | $1.2M | 0.0% (low risk) |
| Fairfield Inn | 1 | $2.0M | 0.0% (low risk) |
| Amerihost Inn | 1 | $1.1M | 0.0% (low risk) |
| Paper Warehouse (party Supplie | 1 | $247K | 0.0% (low risk) |
| Ace Hardware | 1 | $767K | 0.0% (low risk) |
| Beehive Development Of Wyoming | 1 | $278K | 0.0% (low risk) |
| Dairy Queen | 1 | $206K | 0.0% (low risk) |
| Village Inn Pancake House | 1 | $347K | 0.0% (low risk) |
| Grease Monkey | 1 | $726K | 0.0% (low risk) |
Lending volume by year
1'94
3
7
3
3
1'99
3
3
5
1
7'05
3
7
1
2
1'11
5
3
1
1
1'22
1
1'24
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).