FranchiseVerdict

SBA 504 certified development company

South Central Kansas Economic

AVERAGE risk
Total loans
37
Loan volume
$23.1M
Avg loan size
$624K
Default rate
10.0%
vs 13.3% national avg

Defaults

3

Franchises funded

26

Risk rating

AVERAGE

Top franchise exposures

FranchiseLoansVolumeDefault %
Super 8 Motel4$2.7M0.0%
Taco John's3$1.0M0.0%
Best Western Inn3$2.6M0.0%
Golden Corral (restaurant)2$1.3M0.0%
Dairy Queen2$566K0.0%
Subway Sandwich Shop2$190K0.0%
Temporary Franchises2$568K0.0%
Coors Distributing1$373K0.0%
Howard Johnson1$541K100.0%
Budget Inn1$239K0.0%
Koa Kampgrounds(kampgrounds Of1$198K0.0%
Iga Food Stores1$737K0.0%
Days Inn1$1.7M100.0%
Holiday1$1.2M0.0%
Econo Lodge Motel1$354K100.0%
Exchaust Pro1$135K0.0%
Comfort Inn1$875K0.0%
Conoco Service Station1$303K0.0%
Napa AutoCare Program Membersh1$309K
The UPS Store  (f/k/a Mail Box1$670K

Lending volume by year

1
'93
2
'96
1
'97
3
'98
2
'99
2
'00
3
'02
3
'04
2
'06
2
'07
5
'08
2
'09
4
'10
1
'17
2
'22
1
'23
1
'24

Geographic coverage

Kansas
3710.0%

Portfolio summary

Total funded$23.1M
Defaults3 of 37
Risk tierAVERAGE

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).