SV
SBA 504 certified development company
Self-Help Ventures Fund
- Total loans
- 89
- Loan volume
- $66.0M
- Avg loan size
- $742K
- Charge-off rate
- 13.5%
- vs 13.3% national avg
Defaults
12
Franchises funded
53
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Holiday Inn Express | 7 | $8.1M | 0.0% (low risk) |
| Primrose School (daycare) | 6 | $3.4M | 0.0% (low risk) |
| Days Inn | 5 | $4.2M | 20.0% (very high risk) |
| Comfort Inn | 5 | $4.1M | 40.0% (very high risk) |
| Hampton Inns | 4 | $5.3M | 25.0% (very high risk) |
| Temporary Franchises | 4 | $1.4M | 0.0% (low risk) |
| Kids R Kids | 3 | $3.3M | 0.0% (low risk) |
| Bojangles | 3 | $682K | 0.0% (low risk) |
| Choice Hotels International In | 2 | $2.2M | 50.0% (very high risk) |
| Best Western Inn | 2 | $1.8M | 0.0% (low risk) |
| Golden Corral (restaurant) | 2 | $1.5M | 50.0% (very high risk) |
| Super 8 Motel | 2 | $1.5M | 0.0% (low risk) |
| Dunkin Donuts | 2 | $1.3M | 0.0% (low risk) |
| Sleep Inn Motel | 2 | $1.7M | 0.0% (low risk) |
| Express Lube & Oil | 2 | $619K | 0.0% (low risk) |
| Clarion Inn & Suites | 1 | $1.3M | 100.0% (very high risk) |
| Sir Speedy Printing Center | 1 | $317K | 100.0% (very high risk) |
| Comfort Suites | 1 | $1.0M | 100.0% (very high risk) |
| Huddle House | 1 | $196K | 0.0% (low risk) |
| Country Lodging By Carlson, In | 1 | $746K | 0.0% (low risk) |
Lending volume by year
2'92
1
2
4
8
2'97
1
1
3
9
2'02
4
5
8
5
4'07
5
5
6
4
1'12
3
2
1
1'18
Geographic coverage
North Carolina
8913.5% (elevated risk)
Portfolio summary
Total funded$66.0M
Defaults12 of 89
Risk tierAVERAGE
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).