EI
SBA 504 certified development company
Eastern Idaho Development Corporation
- Total loans
- 38
- Loan volume
- $22.9M
- Avg loan size
- $603K
- Charge-off rate
- 7.4%
- vs 13.3% national avg
Defaults
2
Franchises funded
30
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Arctic Circle | 4 | $1.4M | 0.0% (low risk) |
| A & W Restaurant | 3 | $2.1M | 33.3% (very high risk) |
| Taco Maker | 2 | $641K | 0.0% (low risk) |
| Super 8 Motel | 2 | $2.0M | 0.0% (low risk) |
| Arctic Circle | 2 | $440K | N/A |
| Blimpie | 1 | $534K | 0.0% (low risk) |
| Winger's | 1 | $1.0M | 0.0% (low risk) |
| Jimmy John's | 1 | $115K | 0.0% (low risk) |
| Koa Kampgrounds(kampgrounds Of | 1 | $172K | N/A |
| Ace Hardware | 1 | $860K | 0.0% (low risk) |
| World Gym & Fitness Center | 1 | $630K | 0.0% (low risk) |
| Chevron (gas Station) | 1 | $331K | 0.0% (low risk) |
| Ben Franklin Store | 1 | $331K | 0.0% (low risk) |
| Days Inn | 1 | $264K | 100.0% (very high risk) |
| Perkins Restaurants | 1 | $546K | 0.0% (low risk) |
| Budget Host Super 7 Motel | 1 | $410K | 0.0% (low risk) |
| Hardee's Restaurant | 1 | $315K | 0.0% (low risk) |
| Subway Sandwich Shop | 1 | $94K | 0.0% (low risk) |
| Domino's Pizza | 1 | $111K | 0.0% (low risk) |
| Red Lion Hotels | 1 | $2.7M | N/A |
Lending volume by year
1'92
1'93
3'94
2'95
1'97
1'01
3'03
3'04
1'05
4'08
2'09
2'10
3'12
1'13
1'15
5'17
1'18
1'19
1'25
1'26
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).