LI
SBA 504 certified development company
LiftFund, Inc.
- Total loans
- 140
- Loan volume
- $181.3M
- Avg loan size
- $1.3M
- Default rate
- 10.4%
- vs 13.3% national avg
Defaults
7
Franchises funded
103
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Temporary Franchises | 6 | $4.6M | 40.0% |
| Choice Hotels International In | 5 | $5.2M | 0.0% |
| HTeaO | 5 | $4.9M | — |
| Jack-In-The-Box | 3 | $1.8M | 0.0% |
| Holiday Inn Express | 3 | $6.0M | 0.0% |
| Children's Lighthouse Early Le | 3 | $6.0M | — |
| Primrose Schools | 3 | $4.7M | 0.0% |
| Culver's Frozen Custard | 2 | $1.1M | 0.0% |
| Golden Corral (restaurant) | 2 | $1.3M | 0.0% |
| Comfort Inn | 2 | $2.4M | 0.0% |
| Quality Inn | 2 | $3.1M | 0.0% |
| Days Inn | 2 | $1.5M | 50.0% |
| America's Best Value Inn | 2 | $1.6M | 50.0% |
| The Halal Guys | 2 | $2.5M | — |
| Best Western Inn | 2 | $4.1M | — |
| Children's Lighthouse | 2 | $1.9M | 0.0% |
| Howard Johnson | 2 | $1.6M | 0.0% |
| Staybridge Suites | 2 | $8.0M | 0.0% |
| Bruster's Real Ice Cream | 2 | $2.0M | — |
| Gatti's Pizza | 2 | $1.9M | 0.0% |
Lending volume by year
2'95
2
1
1
1
1'02
3
4
1
8
5'09
7
5
17
6
3'14
4
2
1
5
8'19
8
7
8
10
10'24
10'25
Geographic coverage
Texas
13810.6%
New Mexico
20.0%
Portfolio summary
Total funded$181.3M
Defaults7 of 140
Risk tierAVERAGE
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).