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SBA 7(a) franchise lending
Oregon
OR
- Total loans
- 1,424
- Loan volume
- $839.4M
- Default rate
- 15.1%
- Jobs created
- 19,169
Defaults
158
Avg interest
7.06%
Job velocity
2.3
per $100K loaned
Franchises active
616
Highest default rates in Oregon
| Franchise | Loans | State % | National % |
|---|---|---|---|
| Cold Stone Creamery, Inc. | 21 | 66.7% | 33.9% |
| AAMCO Transmissions | 5 | 60.0% | 31.8% |
| Blimpie | 9 | 55.6% | 30.6% |
| Matco Tools (rent Tools) | 6 | 50.0% | 34.8% |
| Minuteman Press | 6 | 50.0% | 24.0% |
| Anytime Fitness | 6 | 50.0% | 10.7% |
| Quiznos | 40 | 35.0% | 28.1% |
| Chevron (gas Station) | 6 | 33.3% | 6.4% |
| Postal Annex Plus | 9 | 33.3% | 27.3% |
| Mail Boxes Etc. Usa | 15 | 26.7% | 12.2% |
Lowest default rates in Oregon
| Franchise | Loans | Default % |
|---|---|---|
| Schlotzsky's Sandwich Shop | 5 | 0.0% |
| Travelodge | 8 | 0.0% |
| Taco Time | 8 | 0.0% |
| Arby's | 5 | 0.0% |
| Baskin-Robbins 31 Ice Cream | 6 | 0.0% |
| True Value Hardware | 5 | 0.0% |
| Arco (gas Station) | 5 | 0.0% |
| Holiday Inn Express | 5 | 0.0% |
| Subway Sandwich Shop | 51 | 0.0% |
| Snap-On-Tools | 5 | 0.0% |
Industry performance (NAICS)
| Industry (NAICS) | Loans | Volume | Default % | Risk |
|---|---|---|---|---|
| Limited-Service Restaurants722211 | 145 | $35.4M | 15.9% | |
| Limited-Service Restaurants722513 | 129 | $69.0M | 4.0% | |
| Hotels & Motels721110 | 106 | $219.3M | 0.0% | |
| Fitness & Recreational Sports713940 | 59 | $19.0M | 24.3% | |
| Gasoline Stations with Convenience Stores447110 | 40 | $63.6M | 3.8% | |
| Full-Service Restaurants722110 | 33 | $7.6M | 21.2% | |
| Full-Service Restaurants722511 | 30 | $19.5M | 0.0% | |
| Snack & Beverage Bars722515 | 30 | $11.5M | 6.7% | |
| Hardware Stores444130 | 29 | $22.3M | 4.8% | |
| Private Mail Centers561431 | 28 | $8.0M | 5.9% |
Franchise lending volume by year
15'92
17
18
29
34
39'97
29
30
41
37
29'02
52
62
47
38
30'07
30
16
17
22
27'12
31
53
54
49
68'17
72
63
70
71
44'22
57
51
66
16'26
Oregon default rate by loan vintage
BrandNational avg
Shaded area: recent vintages with few resolved loans; rates may change as loans mature.
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Job velocity = jobs created per $100K loaned.