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SBA 7(a) franchise lending
Colorado
CO
- Total loans
- 3,423
- Loan volume
- $1.8B
- Default rate
- 16.0%
- Jobs created
- 48,797
Defaults
380
Avg interest
7.21%
Job velocity
2.6
per $100K loaned
Franchises active
1,229
Highest default rates in Colorado
| Franchise | Loans | State % | National % |
|---|---|---|---|
| Atlanta Bread Company | 5 | 80.0% | 45.8% |
| Executive Tans | 16 | 68.8% | 69.6% |
| Alphagraphics, Printshops Of T | 9 | 66.7% | 31.8% |
| Premier Rental Purchase | 6 | 66.7% | 47.2% |
| All Tune And Lube | 6 | 50.0% | 43.9% |
| Fantastic Sam's | 14 | 42.9% | 19.1% |
| Baskin-Robbins 31 Ice Cream | 12 | 41.7% | 17.4% |
| Matco Tools (rent Tools) | 20 | 40.0% | 34.8% |
| Econo Lub N Tune | 5 | 40.0% | 36.2% |
| Le Peep Restaurant | 5 | 40.0% | 26.7% |
Lowest default rates in Colorado
| Franchise | Loans | Default % |
|---|---|---|
| Blackjack Pizza | 10 | 0.0% |
| Primrose School (daycare) | 12 | 0.0% |
| Pearle Vision Center | 5 | 0.0% |
| Papa Murphy's Take & Bake Pizz | 16 | 0.0% |
| Arby's | 5 | 0.0% |
| Great Clips | 9 | 0.0% |
| Ace Hardware | 20 | 0.0% |
| Meineke Car Care | 14 | 0.0% |
| True Value Hardware | 8 | 0.0% |
| Sonic | 7 | 0.0% |
Industry performance (NAICS)
| Industry (NAICS) | Loans | Volume | Default % | Risk |
|---|---|---|---|---|
| Limited-Service Restaurants722513 | 240 | $129.9M | 6.1% | |
| Fitness & Recreational Sports713940 | 224 | $94.8M | 18.2% | |
| Limited-Service Restaurants722211 | 212 | $55.4M | 23.6% | |
| Hotels & Motels721110 | 195 | $423.3M | 4.7% | |
| Child Day Care Services624410 | 97 | $174.3M | 4.3% | |
| Other Personal Care Services812199 | 93 | $35.7M | 15.0% | |
| Full-Service Restaurants722110 | 85 | $25.4M | 17.6% | |
| Snack & Beverage Bars722515 | 79 | $35.5M | 6.9% | |
| Full-Service Restaurants722511 | 75 | $37.2M | 11.9% | |
| General Automotive Repair811111 | 67 | $28.7M | 20.0% |
Franchise lending volume by year
17'92
48
52
60
70
72'97
73
61
54
66
95'02
125
121
131
63
60'07
44
35
43
57
43'12
58
89
117
151
155'17
165
166
148
203
171'22
204
172
204
30'26
Colorado default rate by loan vintage
BrandNational avg
Shaded area: recent vintages with few resolved loans; rates may change as loans mature.
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Job velocity = jobs created per $100K loaned.