AL
SBA 504 certified development company
Alliance Lending Corporation
- Total loans
- 107
- Loan volume
- $98.7M
- Avg loan size
- $923K
- Charge-off rate
- 15.0%
- vs 13.3% national avg
Defaults
12
Franchises funded
52
Risk rating
ELEVATED
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Chicken Express | 21 | $10.4M | 0.0% (low risk) |
| Holiday Inn Express | 7 | $8.7M | 16.7% (high risk) |
| Comfort Inn | 5 | $6.6M | 50.0% (very high risk) |
| Super 8 Motel | 4 | $3.7M | 25.0% (very high risk) |
| Comfort Suites | 3 | $3.3M | 0.0% (low risk) |
| Holiday Inn | 3 | $1.9M | 0.0% (low risk) |
| Choice Hotels International In | 3 | $3.2M | 50.0% (very high risk) |
| Chicken Express | 3 | $2.3M | N/A |
| Las Palapas | 3 | $4.1M | 0.0% (low risk) |
| Temporary Franchises | 3 | $2.3M | 0.0% (low risk) |
| La Quinta Inn | 2 | $2.8M | 0.0% (low risk) |
| Kwik Kar Wash | 2 | $1.4M | 50.0% (very high risk) |
| Arthur Murray Dance Studio | 2 | $582K | 0.0% (low risk) |
| Taco Casa | 2 | $979K | 0.0% (low risk) |
| Kwik Kar Oil & Lube | 2 | $969K | 0.0% (low risk) |
| Quality Inn | 2 | $2.0M | 50.0% (very high risk) |
| Schlotzsky's Sandwich Shop | 2 | $956K | 0.0% (low risk) |
| Best Western Inn | 2 | $2.0M | 0.0% (low risk) |
| Ishine Express Car Wash & Deta | 2 | $2.6M | 0.0% (low risk) |
| Pinnacle Montessori Academy | 2 | $4.4M | N/A |
Lending volume by year
2'94
2
3
2
4
2'00
5
6
3
8
7'05
6
8
13
4
2'10
2
6
3
6
1'16
1
4
2
3
2'24
Geographic coverage
Texas
10715.0% (high risk)
Portfolio summary
Total funded$98.7M
Defaults12 of 107
Risk tierELEVATED
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).