Bottom line
- Total investment $196K – $4.0M including a $45K franchise fee, 8.0% ongoing royalty.
- Average unit revenue of $1.6M/year (median $1.3M).
- Rated STRONG with a risk score of 52/100. SBA loan default rate of 0.0% across 137 loans (below the industry average).
- 12 litigation matters disclosed in Item 3 — higher than typical. Review the summary for patterns (franchisor-initiated vs. franchisee-initiated).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Maaco unit return on the cash you put in?
Unlevered ROIC · per unit
10%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Maaco units return on equity?
Equity IRR · 5-yr
43.0%
5.98× MOIC
Year-1 DSCR
2.03×
EBITDA ÷ debt service
Equity required
$2.9M
on $11.3M purchase
Total debt
$8.4M
SBA $5.0M + senior + seller note
Overview
About
Maaco franchisees operate automotive collision repair and paint shops, managing day-to-day operations including customer intake, damage assessment, repair scheduling, paint/body work execution, quality control, and customer delivery. Franchisees handle local marketing, hiring/training technicians, inventory management, and business accounting while adhering to Maaco's standardized processes and brand standards.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 15 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Maaco presents high-risk profile with a shrinking franchise system, absent profitability data, unresolved securities litigation, and unprotected territories that threaten franchisee sustainability.
Score breakdown · what drove the 52 / 100 rating
- 01MINORDeclining unit count (-3.5% YoY) signals system contraction and market saturation concerns
- 02MINORNo average net income disclosure prevents ROI validation despite $196k-$4M investment range
- 03HIGHMultiple active litigations including shareholder derivative and securities class actions create franchisor stability uncertainty
- 04MINORNo protected territory combined with 363 competing units increases cannibalization risk
- 05MED8% royalty on $1.6M average revenue = $128k annual royalty burden with undisclosed profitability
- 06HIGHGoing concern status is FALSE but pending securities litigation suggests financial/operational stress at parent level
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
29 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Maaco · FDD (2025) PDF