CS
SBA 504 certified development company
CDC Small Business Finance Corp.
- Total loans
- 351
- Loan volume
- $441.0M
- Avg loan size
- $1.3M
- Charge-off rate
- 7.7%
- vs 13.3% national avg
Defaults
17
Franchises funded
207
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Best Western Inn | 9 | $14.7M | 33.3% (very high risk) |
| Arco (gas Station) | 8 | $4.8M | 0.0% (low risk) |
| Comfort Inn | 7 | $8.5M | 16.7% (high risk) |
| Holiday Inn Express | 7 | $16.0M | 0.0% (low risk) |
| Temporary Franchises | 7 | $3.7M | 0.0% (low risk) |
| Travelodge | 6 | $6.4M | 16.7% (high risk) |
| Shell Service Station | 6 | $3.2M | 0.0% (low risk) |
| Comfort/ Comfort Inn & Suites/ | 6 | $21.1M | 0.0% (low risk) |
| La Quinta Inn | 5 | $14.7M | 0.0% (low risk) |
| Union 76 Oil | 5 | $3.5M | 0.0% (low risk) |
| Chevron (gas Station) | 5 | $5.1M | 0.0% (low risk) |
| Servicemaster | 5 | $1.7M | 0.0% (low risk) |
| Ace Hardware | 5 | $6.8M | 0.0% (low risk) |
| Ramada Inn | 4 | $6.8M | 33.3% (very high risk) |
| Mobil Oil (stations) | 4 | $2.3M | 0.0% (low risk) |
| Super 8 Motel | 4 | $4.1M | 0.0% (low risk) |
| Days Inn | 4 | $4.6M | 25.0% (very high risk) |
| Choice Hotels International In | 4 | $4.1M | 50.0% (very high risk) |
| Vagabond Inn | 4 | $6.0M | 0.0% (low risk) |
| Marriott Hotel | 4 | $12.0M | 0.0% (low risk) |
Lending volume by year
3'92
1
3
1
5
3'97
2
3
3
8
6'02
8
16
23
16
19'07
2
8
9
20
20'12
17
13
13
14
13'17
17
16
14
22
21'22
5
5
1
1'26
Geographic coverage
California
2686.0% (moderate risk)
Arizona
7816.7% (high risk)
Nevada
40.0% (low risk)
Arkansas
10.0% (low risk)
Portfolio summary
Total funded$441.0M
Defaults17 of 351
Risk tierGOOD
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).