SM
SBA 504 certified development company
Southern Maine Finance Agency
- Total loans
- 19
- Loan volume
- $10.0M
- Avg loan size
- $525K
- Charge-off rate
- 0.0%
- vs 13.3% national avg
Defaults
0
Franchises funded
16
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Remax | 2 | $471K | 0.0% (low risk) |
| Temporary Franchises | 2 | $2.2M | 0.0% (low risk) |
| Domino's Pizza | 2 | $329K | 0.0% (low risk) |
| Subaru | 1 | $798K | 0.0% (low risk) |
| Oldsmobile | 1 | $330K | 0.0% (low risk) |
| Comfort Suites | 1 | $1.3M | 0.0% (low risk) |
| Dairy Queen | 1 | $250K | 0.0% (low risk) |
| Coldwell Banker (real Estate B | 1 | $135K | 0.0% (low risk) |
| Ramada Inn | 1 | $750K | 0.0% (low risk) |
| Dunkin Donuts | 1 | $524K | 0.0% (low risk) |
| U-Save Auto Rental | 1 | $124K | 0.0% (low risk) |
| Hilton Inns | 1 | $1.3M | 0.0% (low risk) |
| Ace Hardware | 1 | $454K | 0.0% (low risk) |
| Super 8 Motel | 1 | $309K | 0.0% (low risk) |
| Servicemaster Clean | 1 | $332K | 0.0% (low risk) |
| Yamaha (Sales and Service Agre | 1 | $414K | N/A |
Lending volume by year
1'94
1'95
3'96
1'98
1'00
1'01
3'02
1'04
1'05
2'10
2'11
1'15
1'19
Geographic coverage
Maine
190.0% (low risk)
Portfolio summary
Total funded$10.0M
Defaults0 of 19
Risk tierEXCELLENT
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).