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SBA 7(a) franchise lending
Kansas
KS
- Total loans
- 1,602
- Loan volume
- $646.4M
- Default rate
- 16.4%
- Jobs created
- 16,846
Defaults
202
Avg interest
6.77%
Job velocity
2.6
per $100K loaned
Franchises active
717
Highest default rates in Kansas
| Franchise | Loans | State % | National % |
|---|---|---|---|
| Petland | 11 | 63.6% | 44.2% |
| Golf U.s.a. (retail Golf Equip | 6 | 50.0% | 46.1% |
| Baskin-Robbins 31 Ice Cream | 8 | 50.0% | 17.4% |
| Cold Stone Creamery, Inc. | 7 | 42.9% | 33.9% |
| Hobbytown Usa | 5 | 40.0% | 14.4% |
| Budget Blinds | 5 | 40.0% | 17.7% |
| Super 8 | 5 | 40.0% | 2.4% |
| Tcby | 6 | 33.3% | 22.8% |
| Super 8 Motel | 6 | 33.3% | 11.6% |
| Blimpie | 9 | 33.3% | 30.6% |
Lowest default rates in Kansas
| Franchise | Loans | Default % |
|---|---|---|
| Coast-To-Coast Store | 11 | 0.0% |
| Daylight Donut Shop | 6 | 0.0% |
| Great Clips | 13 | 0.0% |
| Servicemaster | 5 | 0.0% |
| Fantastic Sam's | 6 | 0.0% |
| Merle Norman Cosmetics | 5 | 0.0% |
| Sears Catalog Store | 6 | 0.0% |
| Temporary Franchises | 5 | 0.0% |
| Jimmy John's | 8 | 0.0% |
| Anytime Fitness | 7 | 0.0% |
Industry performance (NAICS)
| Industry (NAICS) | Loans | Volume | Default % | Risk |
|---|---|---|---|---|
| Limited-Service Restaurants722513 | 133 | $65.6M | 8.3% | |
| Limited-Service Restaurants722211 | 111 | $26.9M | 22.5% | |
| Hotels & Motels721110 | 88 | $164.7M | 12.5% | |
| Fitness & Recreational Sports713940 | 66 | $19.2M | 29.2% | |
| Snack & Beverage Bars722515 | 41 | $21.6M | 25.0% | |
| Full-Service Restaurants722110 | 33 | $9.6M | 31.2% | |
| Hardware Stores444130 | 30 | $8.7M | 15.4% | |
| Other Personal Care Services812199 | 29 | $9.7M | 0.0% | |
| Beauty Salons812112 | 28 | $6.6M | 0.0% | |
| Full-Service Restaurants722511 | 25 | $15.5M | 20.0% |
Franchise lending volume by year
43'92
52
55
71
51
42'97
36
31
27
30
40'02
41
52
75
42
40'07
39
28
24
38
23'12
30
41
59
62
55'17
47
60
58
57
70'22
64
57
52
10'26
Kansas default rate by loan vintage
BrandNational avg
Shaded area: recent vintages with few resolved loans; rates may change as loans mature.
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Job velocity = jobs created per $100K loaned.