FranchiseVerdict

SBA 504 certified development company

Ohio Statewide Development Corporation

EXCELLENT risk
Total loans
79
Loan volume
$74.4M
Avg loan size
$942K
Default rate
2.3%
vs 13.3% national avg

Defaults

1

Franchises funded

62

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Holiday Inn Express3$4.7M0.0%
Iga Food Stores3$1.2M0.0%
Kiddie Academy3$1.6M0.0%
Buffalo Wild Wings (f/K/A Bw-33$3.2M0.0%
Kiddie Academy3$5.4M
Subway Sandwich Shop2$279K0.0%
Comfort Inn2$1.1M0.0%
Comfort Suites2$4.5M0.0%
Comfort Inn by Choice Hotels/C2$3.9M
Arby's2$1.1M
Crooked Pint Ale House2$1.7M
Temporary Franchises2$233K0.0%
Kentucky Fried Chicken1$452K0.0%
Volvo (dealers)1$660K0.0%
Crosswinds Restaurant1$759K0.0%
Damon's (ribs Restaurant)1$320K0.0%
Fricker's1$560K0.0%
Super 8 Motel1$823K0.0%
Hilton Inns1$1.3M0.0%
Culver's Frozen Custard1$596K0.0%

Lending volume by year

1
'96
1
2
1
1
7
'06
3
6
4
3
5
'11
6
4
4
2
4
'17
2
4
2
5
6
'22
2
2
2
'25

Geographic coverage

Ohio
792.3%

Portfolio summary

Total funded$74.4M
Defaults1 of 79
Risk tierEXCELLENT

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).