ET
SBA 504 certified development company
East Texas Regional Development Company, Inc.
- Total loans
- 13
- Loan volume
- $13.5M
- Avg loan size
- $1.0M
- Charge-off rate
- 0.0%
- vs 13.3% national avg
Defaults
0
Franchises funded
10
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| La Quinta by Wyndham a.k.a. La | 3 | $5.6M | 0.0% (low risk) |
| Choice Hotels International In | 2 | $3.2M | 0.0% (low risk) |
| MAACO Auto Painting Center | 1 | $174K | 0.0% (low risk) |
| Days Inn | 1 | $401K | 0.0% (low risk) |
| Comfort Inn | 1 | $607K | 0.0% (low risk) |
| Super 8 Motel | 1 | $514K | 0.0% (low risk) |
| Texas Roadhouse | 1 | $575K | 0.0% (low risk) |
| True Value Hardware | 1 | $360K | 0.0% (low risk) |
| Best Western - Membership Agre | 1 | $1.7M | N/A |
| Ace Hardware | 1 | $415K | N/A |
Lending volume by year
1'96
1'97
2'98
1'99
1'03
1'10
1'11
1'13
1'18
2'20
1'25
Geographic coverage
Texas
130.0% (low risk)
Portfolio summary
Total funded$13.5M
Defaults0 of 13
Risk tierEXCELLENT
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).