CI
SBA 504 certified development company
Community Investment Corporation
- Total loans
- 44
- Loan volume
- $59.0M
- Avg loan size
- $1.3M
- Charge-off rate
- 6.3%
- vs 13.3% national avg
Defaults
1
Franchises funded
38
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Dunkin Donuts | 4 | $1.2M | 0.0% (low risk) |
| Best Western - Membership Agre | 2 | $4.1M | 0.0% (low risk) |
| Kia Dealer Sales and Service A | 2 | $1.9M | N/A |
| Temporary Franchises | 2 | $436K | 0.0% (low risk) |
| Ground Round Restaurants | 1 | $1.8M | 100.0% (very high risk) |
| Choice Hotels International In | 1 | $2.0M | 0.0% (low risk) |
| Precision Tune | 1 | $404K | 0.0% (low risk) |
| Goddard Early Learning Center | 1 | $843K | 0.0% (low risk) |
| AAMCO Transmissions | 1 | $178K | 0.0% (low risk) |
| Hampton Inns | 1 | $3.1M | 0.0% (low risk) |
| Candlewood Suites | 1 | $3.3M | N/A |
| Ace Hardware | 1 | $322K | N/A |
| Nissan North America, Inc. - D | 1 | $1.3M | N/A |
| Hampton Inn | 1 | $4.8M | N/A |
| Subaru Dealer Agreement | 1 | $5.0M | N/A |
| Mercury Marine Dealer Sales an | 1 | $392K | N/A |
| Walt's Roast Beef | 1 | $101K | 0.0% (low risk) |
| Quality Inn by Choice Hotels / | 1 | $1.8M | N/A |
| Petroleum Marketing Group, Inc | 1 | $477K | N/A |
| Ameriprise Financial Services | 1 | $309K | 0.0% (low risk) |
Lending volume by year
1'03
2'05
1'06
2'07
3'10
3'11
2'12
3'13
3'14
1'15
3'17
3'19
2'20
4'21
3'22
2'23
2'24
3'25
1'26
Geographic coverage
Connecticut
426.7% (moderate risk)
Rhode Island
20.0% (low risk)
Portfolio summary
Total funded$59.0M
Defaults1 of 44
Risk tierGOOD
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).