SB
SBA 504 certified development company
Small Business Capital Corp of Texas
- Total loans
- 5
- Loan volume
- $2.3M
- Avg loan size
- $455K
- Charge-off rate
- 20.0%
- vs 13.3% national avg
Defaults
1
Franchises funded
4
Risk rating
CRITICAL
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Goddard Early Learning Center | 2 | $1.1M | 0.0% (low risk) |
| Buffalo Wild Wings (f/K/A Bw-3 | 1 | $213K | 0.0% (low risk) |
| Dairy Queen | 1 | $233K | 0.0% (low risk) |
| Re/Max Realty | 1 | $742K | 100.0% (very high risk) |
Lending volume by year
1'96
1'04
1'05
1'06
1'11
Geographic coverage
Ohio
520.0% (very high risk)
Portfolio summary
Total funded$2.3M
Defaults1 of 5
Risk tierCRITICAL
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).