FranchiseVerdict

SBA 504 certified development company

Small Business Capital Corp of Texas

CRITICAL risk
Total loans
5
Loan volume
$2.3M
Avg loan size
$455K
Default rate
20.0%
vs 13.3% national avg

Defaults

1

Franchises funded

4

Risk rating

CRITICAL

Top franchise exposures

FranchiseLoansVolumeDefault %
Goddard Early Learning Center2$1.1M0.0%
Buffalo Wild Wings (f/K/A Bw-31$213K0.0%
Dairy Queen1$233K0.0%
Re/Max Realty1$742K100.0%

Lending volume by year

1
'96
1
'04
1
'05
1
'06
1
'11

Geographic coverage

Ohio
520.0%

Portfolio summary

Total funded$2.3M
Defaults1 of 5
Risk tierCRITICAL

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).