FranchiseVerdict

SBA 504 certified development company

Trenton Business Assistance Corporation

AVERAGE risk
Total loans
61
Loan volume
$104.1M
Avg loan size
$1.7M
Default rate
11.8%
vs 13.3% national avg

Defaults

2

Franchises funded

50

Risk rating

AVERAGE

Top franchise exposures

FranchiseLoansVolumeDefault %
The Learning Experience6$11.5M
Hampton Inns3$10.9M0.0%
Primrose Schools3$7.7M
Jiffy Lube2$765K0.0%
Comfort Inn by Choice Hotels/C2$3.9M
Honest-1 Auto Care1$704K0.0%
International House Of Pancake1$796K0.0%
Stewart's Root Beer Of Gillett1$452K100.0%
Days Inn1$2.0M
Temporary Franchises1$78K0.0%
Dunkin Donuts1$462K
Retro Fitness1$1.3M0.0%
Minuteman Press1$538K
La-Z-Boy Furniture Galleries/L1$2.1M
Lightbridge Academy1$2.8M
Howard Johnson by Wyndham1$2.0M
Landmark Americana Tap and Gri1$2.0M
Best Western - Membership Agre1$2.2M
Realty Executives1$410K
The Goddard School1$713K0.0%

Lending volume by year

3
'07
1
'08
3
'09
1
'10
3
'11
3
'12
2
'13
1
'14
2
'15
3
'16
5
'18
4
'19
4
'20
6
'21
12
'22
4
'23
1
'24
3
'25

Geographic coverage

Portfolio summary

Total funded$104.1M
Defaults2 of 61
Risk tierAVERAGE

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).