FranchiseVerdict

SBA 504 certified development company

Community Certified Development Corporation

AVERAGE risk
Total loans
69
Loan volume
$105.3M
Avg loan size
$1.5M
Default rate
12.5%
vs 13.3% national avg

Defaults

4

Franchises funded

54

Risk rating

AVERAGE

Top franchise exposures

Lending volume by year

5
'06
3
'07
1
'08
2
'09
1
'10
4
'11
4
'12
4
'13
1
'14
2
'15
10
'16
6
'17
3
'18
4
'19
5
'21
2
'22
4
'23
3
'24
4
'25
1
'26

Geographic coverage

Texas
5415.4%
Louisiana
150.0%

Portfolio summary

Total funded$105.3M
Defaults4 of 69
Risk tierAVERAGE

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).