FranchiseVerdict

SBA 504 certified development company

Amplio Economic Development Corporation

GOOD risk
Total loans
102
Loan volume
$79.4M
Avg loan size
$778K
Default rate
8.8%
vs 13.3% national avg

Defaults

5

Franchises funded

72

Risk rating

GOOD

Top franchise exposures

FranchiseLoansVolumeDefault %
Primrose Schools8$14.8M
Ace Hardware5$2.7M0.0%
Culver's Frozen Custard4$2.8M0.0%
Best Western Inn4$5.1M0.0%
Primrose School (daycare)3$3.1M0.0%
Temporary Franchises3$2.6M0.0%
Jiffy Lube2$452K0.0%
Super 8 Motel2$1.4M0.0%
Servicemaster2$1.0M0.0%
Holiday Inn2$2.1M0.0%
Car-X Auto Service2$612K50.0%
AmericInn by Wyndham2$1.4M
Super 82$1.6M0.0%
Precision Tune Auto Care2$650K
Super 8 by Wyndhan2$666K
Ameriprise Financial Services1$541K0.0%
Damon's (ribs Restaurant)1$702K0.0%
Montessori School1$1.1M0.0%
Molly Maid1$342K100.0%
Broadway Pizza1$1.3M0.0%

Lending volume by year

1
'93
1
1
3
1
2
'98
3
3
3
4
6
'08
3
6
4
3
5
'13
4
8
4
5
3
'18
2
4
5
12
3
'23
1
2
'25

Geographic coverage

Portfolio summary

Total funded$79.4M
Defaults5 of 102
Risk tierGOOD

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).