FranchiseVerdict

SBA 504 certified development company

Capital Regional Development Council

EXCELLENT risk
Total loans
27
Loan volume
$13.5M
Avg loan size
$499K
Default rate
0.0%
vs 13.3% national avg

Defaults

0

Franchises funded

24

Risk rating

EXCELLENT

Top franchise exposures

Lending volume by year

3
'92
2
'93
2
'94
1
'97
2
'98
1
'99
1
'00
1
'03
1
'09
2
'11
1
'12
2
'13
1
'19
3
'21
1
'22
1
'24
1
'25
1
'26

Geographic coverage

Portfolio summary

Total funded$13.5M
Defaults0 of 27
Risk tierEXCELLENT

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).