CA
SBA 504 certified development company
Capital Access Corporation - Kentucky
- Total loans
- 77
- Loan volume
- $77.2M
- Avg loan size
- $1.0M
- Charge-off rate
- 14.3%
- vs 13.3% national avg
Defaults
9
Franchises funded
52
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Bee Hive Homes Of America | 5 | $1.3M | 0.0% (low risk) |
| Holiday Inn | 4 | $5.0M | 25.0% (very high risk) |
| Holiday Inn Express | 3 | $3.2M | 66.7% (very high risk) |
| Zaxby's | 3 | $2.0M | 0.0% (low risk) |
| Days Inn | 3 | $2.7M | 33.3% (very high risk) |
| Beehive Development Of Wyoming | 2 | $287K | 0.0% (low risk) |
| Econo Lodge Motel | 2 | $965K | 0.0% (low risk) |
| Woof Gang Bakery & Grooming | 2 | $297K | 0.0% (low risk) |
| Super 8 Motel | 2 | $1.3M | 0.0% (low risk) |
| Country Inn | 2 | $2.3M | 0.0% (low risk) |
| Comfort Inn | 2 | $2.5M | 50.0% (very high risk) |
| Shoney's Restaurant | 2 | $462K | 0.0% (low risk) |
| Temporary Franchises | 2 | $940K | 0.0% (low risk) |
| Anytime Fitness | 2 | $252K | 0.0% (low risk) |
| Captain D's | 2 | $1.1M | 0.0% (low risk) |
| General Motors, LLC (Chevrolet | 2 | $1.5M | N/A |
| Zaxby's | 2 | $2.0M | 0.0% (low risk) |
| Mr. Gatti's | 1 | $423K | 100.0% (very high risk) |
| Culver's Frozen Custard | 1 | $905K | 0.0% (low risk) |
| Howard Johnson | 1 | $1.0M | 0.0% (low risk) |
Lending volume by year
1'94
3
3
1
2
4'03
7
1
3
5
6'08
6
3
4
5
4'13
2
3
3
2
1'20
4
2
1
1'24
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).