AT
SBA 504 certified development company
AMPAC Tri-State CDC, Inc.
- Total loans
- 72
- Loan volume
- $79.3M
- Avg loan size
- $1.1M
- Charge-off rate
- 5.3%
- vs 13.3% national avg
Defaults
2
Franchises funded
55
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Arco (gas Station) | 4 | $6.6M | 0.0% (low risk) |
| Temporary Franchises | 4 | $6.9M | 0.0% (low risk) |
| Chevron (gas Station) | 3 | $1.7M | 0.0% (low risk) |
| Farmer Boys World's Greatest R | 3 | $2.1M | 50.0% (very high risk) |
| Subway Sandwich Shop | 2 | $1.3M | 50.0% (very high risk) |
| El Pollo Asado | 2 | $836K | 0.0% (low risk) |
| Aaron's Sales & Lease Ownershi | 2 | $1.1M | 0.0% (low risk) |
| Textron Specialized Vehicle, I | 2 | $1.9M | N/A |
| Circle K Stores, Inc. (Multi B | 2 | $1.8M | N/A |
| Ramada by Wyndham | 2 | $7.2M | 0.0% (low risk) |
| AM/PM Mini-Mart Agreement - AR | 2 | $3.5M | 0.0% (low risk) |
| Popeye's Famous Fried Chicken | 1 | $274K | 0.0% (low risk) |
| Chem-Dry | 1 | $103K | 0.0% (low risk) |
| Country Inns & Suites | 1 | $1.8M | 0.0% (low risk) |
| The Medicine Shoppe | 1 | $790K | N/A |
| Staybridge Suites | 1 | $5.0M | N/A |
| Fix Auto | 1 | $316K | N/A |
| Denny's | 1 | $364K | 0.0% (low risk) |
| Health Mart Pharmacies | 1 | $175K | N/A |
| Minuteman Press | 1 | $347K | 0.0% (low risk) |
Lending volume by year
1'97
1
3
1
2
6'10
9
7
2
3
3'15
2
3
2
2
3'20
9
2
9
1
1'26
Geographic coverage
California
715.3% (moderate risk)
Nevada
1N/A
Portfolio summary
Total funded$79.3M
Defaults2 of 72
Risk tierGOOD
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).