FranchiseVerdict
GU logo

SBA 7(a) franchise lending

GU

GU

Total loans
20
Loan volume
$1.4M
Default rate
5.0%
Jobs created
82

Defaults

1

Avg interest

6.00%

Job velocity

5.9

per $100K loaned

Franchises active

15

Industry performance (NAICS)

Industry (NAICS)LoansVolumeDefault %Risk
5321115321116$380K0.0%
Limited-Service Restaurants7222113$237K0.0%
Sporting Goods Stores4511102$125K0.0%
Exam Prep & Tutoring6116912$50K0.0%
Full-Service Restaurants7221101$60K0.0%
Other Auto Services8111981$45K0.0%
Other Misc. Schools6116991$66K0.0%
Other Misc. Retailers4539981$30K0.0%
Clothing Accessories Stores4481501$150K0.0%

Franchise lending volume by year

1
'95
1
'00
2
'01
3
'02
2
'03
1
'04
3
'05
1
'06
1
'07
1
'09
1
'10
2
'11
1
'16

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Job velocity = jobs created per $100K loaned.