FranchiseVerdict

SBA 504 certified development company

Purchase Area Development District

CRITICAL risk
Total loans
6
Loan volume
$4.3M
Avg loan size
$718K
Default rate
20.0%
vs 13.3% national avg

Defaults

1

Franchises funded

5

Risk rating

CRITICAL

Top franchise exposures

FranchiseLoansVolumeDefault %
Taco Bell2$1.2M0.0%
Dairy Queen1$162K0.0%
Country Hearth Inn1$484K100.0%
Comfort Inn1$1.5M
Zaxby's1$1.0M0.0%

Lending volume by year

1
'02
1
'04
1
'10
1
'14
2
'16

Geographic coverage

Kentucky
620.0%

Portfolio summary

Total funded$4.3M
Defaults1 of 6
Risk tierCRITICAL

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).