FranchiseVerdict

SBA 504 certified development company

Northwest Ohio Development Assistance Corporation

ELEVATED risk
Total loans
19
Loan volume
$13.5M
Avg loan size
$709K
Default rate
15.4%
vs 13.3% national avg

Defaults

2

Franchises funded

16

Risk rating

ELEVATED

Top franchise exposures

FranchiseLoansVolumeDefault %
Church's Fried Chicken2$506K50.0%
Days Inn2$1.3M0.0%
Sonic2$707K0.0%
Holiday Inn Express1$1.4M0.0%
Paul Davis Restoration1$291K0.0%
Servicemaster1$324K0.0%
Dairy Queen1$521K100.0%
Arby's1$323K
Culver's Frozen Custard1$777K0.0%
Hampton Inns1$2.4M0.0%
Fastsigns1$266K
Holiday Inn Express/Holiday In1$2.8M
Comfort Suites1$1.0M0.0%
Parisi Speed School1$248K
Honda Powersports Sales and Se1$284K
Visiting Angels1$412K

Lending volume by year

1
'97
2
'01
1
'06
2
'07
1
'08
1
'09
3
'10
1
'11
1
'12
1
'13
1
'18
2
'19
1
'22
1
'25

Geographic coverage

Ohio
1915.4%

Portfolio summary

Total funded$13.5M
Defaults2 of 19
Risk tierELEVATED

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).