SP
SBA 504 certified development company
STL Partnership CDC
- Total loans
- 19
- Loan volume
- $15.1M
- Avg loan size
- $794K
- Charge-off rate
- 0.0%
- vs 13.3% national avg
Defaults
0
Franchises funded
15
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Culver's Frozen Custard | 3 | $2.4M | 0.0% (low risk) |
| Dairy Queen | 3 | $1.3M | 0.0% (low risk) |
| Firestone Tire & Rubber | 1 | $293K | 0.0% (low risk) |
| Shred-It | 1 | $414K | 0.0% (low risk) |
| Goddard Early Learning Center | 1 | $711K | 0.0% (low risk) |
| Best Western Inn | 1 | $1.0M | 0.0% (low risk) |
| Business Cards Tomorrow | 1 | $146K | 0.0% (low risk) |
| Haven Hotel | 1 | $746K | 0.0% (low risk) |
| Fairfield Inn | 1 | $3.5M | 0.0% (low risk) |
| Jimmy John's | 1 | $448K | N/A |
| Ameriprise Financial Services | 1 | $180K | N/A |
| Comfort Inn by Choice Hotels/C | 1 | $1.0M | N/A |
| Athletic Republic | 1 | $1.0M | N/A |
| Kia Dealer Sales and Service A | 1 | $1.0M | 0.0% (low risk) |
| Red Roof Inn | 1 | $901K | 0.0% (low risk) |
Lending volume by year
1'93
1'96
1'97
1'99
1'02
1'03
1'04
2'06
1'09
1'10
1'11
2'12
1'13
3'22
1'23
Geographic coverage
Missouri
190.0% (low risk)
Portfolio summary
Total funded$15.1M
Defaults0 of 19
Risk tierEXCELLENT
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).