DB
SBA 504 certified development company
Dakota Business Finance
- Total loans
- 86
- Loan volume
- $90.0M
- Avg loan size
- $1.0M
- Charge-off rate
- 0.0%
- vs 13.3% national avg
Defaults
0
Franchises funded
57
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Temporary Franchises | 5 | $3.1M | 0.0% (low risk) |
| Pizza Ranch | 5 | $2.1M | N/A |
| Scooter's Coffee | 4 | $2.4M | N/A |
| Quality Inn by Choice Hotels / | 3 | $3.0M | 0.0% (low risk) |
| AmericInn by Wyndham | 3 | $3.7M | 0.0% (low risk) |
| Real Property Management | 3 | $1.7M | N/A |
| Comfort/ Comfort Inn & Suites/ | 3 | $6.4M | 0.0% (low risk) |
| Dairy Queen | 2 | $181K | 0.0% (low risk) |
| Super 8 by Wyndhan | 2 | $1.3M | N/A |
| Motel 6 | 2 | $894K | 0.0% (low risk) |
| General Motors, LLC (Chevrolet | 2 | $5.7M | N/A |
| Ace Hardware | 2 | $815K | N/A |
| Sleep Inn by Choice Hotels/Sle | 2 | $2.0M | N/A |
| Super 8 | 2 | $780K | N/A |
| Super 8 Motel | 2 | $1.2M | 0.0% (low risk) |
| Holiday Inn Express/Holiday In | 2 | $5.5M | N/A |
| Slim Chicken's | 2 | $2.1M | N/A |
| Aire Serv | 1 | $579K | N/A |
| Fazoli's | 1 | $998K | N/A |
| Z-Coil | 1 | $254K | 0.0% (low risk) |
Lending volume by year
2'09
4'10
7'11
6'12
4'14
4'15
2'16
9'17
2'18
1'19
3'20
8'21
10'22
6'23
8'24
8'25
2'26
Geographic coverage
Portfolio summary
Total funded$90.0M
Defaults0 of 86
Risk tierEXCELLENT
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).