SB
SBA 504 certified development company
Six Bridges Capital Corporation
- Total loans
- 108
- Loan volume
- $92.6M
- Avg loan size
- $857K
- Charge-off rate
- 17.2%
- vs 13.3% national avg
Defaults
15
Franchises funded
63
Risk rating
ELEVATED
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Super 8 Motel | 8 | $4.6M | 12.5% (elevated risk) |
| Comfort Inn | 7 | $7.5M | 14.3% (elevated risk) |
| Holiday Inn Express | 7 | $10.3M | 14.3% (elevated risk) |
| Days Inn | 6 | $4.5M | 25.0% (very high risk) |
| Choice Hotels International In | 5 | $5.5M | 75.0% (very high risk) |
| Popeye's Famous Fried Chicken | 3 | $1.0M | 0.0% (low risk) |
| Best Western Inn | 3 | $1.9M | 0.0% (low risk) |
| Chicken Express | 3 | $1.8M | 0.0% (low risk) |
| Dairy Queen | 2 | $2.2M | 0.0% (low risk) |
| Bonanza Steakhouse | 2 | $719K | 100.0% (very high risk) |
| Travelodge | 2 | $1.4M | 0.0% (low risk) |
| Sears Catalog Store | 2 | $412K | 50.0% (very high risk) |
| MAACO Auto Painting Center | 2 | $445K | 0.0% (low risk) |
| Western Sizzlin Steak House | 2 | $750K | 0.0% (low risk) |
| Hampton Inns | 2 | $3.5M | 100.0% (very high risk) |
| Holiday Inn | 2 | $2.3M | 50.0% (very high risk) |
| Buffalo Wild Wings (f/K/A Bw-3 | 2 | $2.2M | 0.0% (low risk) |
| DQ Grill & Chill Operating Agr | 2 | $1.6M | N/A |
| Temporary Franchises | 2 | $3.2M | 0.0% (low risk) |
| Mcalister's Gourmet Deli | 1 | $388K | 0.0% (low risk) |
Lending volume by year
3'93
4
4
4
2
1'99
3
3
5
3
11'05
14
5
10
7
5'10
7
4
2
1
1'16
3
2
2
1
1'24
Geographic coverage
Arkansas
10016.2% (high risk)
Tennessee
425.0% (very high risk)
Mississippi
350.0% (very high risk)
Texas
10.0% (low risk)
Portfolio summary
Total funded$92.6M
Defaults15 of 108
Risk tierELEVATED
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).