AD
SBA 504 certified development company
Ally Dakota Development, Inc.
- Total loans
- 120
- Loan volume
- $82.0M
- Avg loan size
- $683K
- Charge-off rate
- 4.4%
- vs 13.3% national avg
Defaults
4
Franchises funded
75
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Super 8 Motel | 7 | $4.1M | 0.0% (low risk) |
| Perkins Restaurants | 6 | $2.0M | 0.0% (low risk) |
| Comfort Inn | 5 | $3.4M | 0.0% (low risk) |
| Temporary Franchises | 5 | $7.4M | 0.0% (low risk) |
| Pizza Ranch | 4 | $791K | 0.0% (low risk) |
| Sears Catalog Store | 3 | $884K | 0.0% (low risk) |
| Americinn | 3 | $2.2M | 0.0% (low risk) |
| Days Inn | 3 | $1.5M | 0.0% (low risk) |
| Subway | 3 | $460K | 0.0% (low risk) |
| Country Kitchen | 2 | $1.0M | 0.0% (low risk) |
| Floor-To-Ceiling Store | 2 | $667K | 0.0% (low risk) |
| Subway Sandwich Shop | 2 | $228K | 0.0% (low risk) |
| Dairy Queen | 2 | $195K | 0.0% (low risk) |
| Valvoline Instant Oil Change | 2 | $484K | 0.0% (low risk) |
| Slumberland | 2 | $949K | 0.0% (low risk) |
| Sleep Inn Motel | 2 | $1.8M | 0.0% (low risk) |
| Cici's Pizza | 2 | $373K | 100.0% (very high risk) |
| Culver's Frozen Custard | 2 | $1.2M | 0.0% (low risk) |
| Kentucky Fried Chicken | 2 | $531K | 100.0% (very high risk) |
| Tire Factory/Point S | 2 | $1.3M | N/A |
Lending volume by year
2'92
4
5
3
6
1'97
3
1
3
3
1'04
4
6
5
9
5'09
4
5
6
5
2'14
8
4
2
5
2'19
2
3
4
5
1'25
1'26
Geographic coverage
South Dakota
1154.7% (low risk)
North Dakota
20.0% (low risk)
Iowa
1N/A
Nebraska
10.0% (low risk)
Wyoming
10.0% (low risk)
Portfolio summary
Total funded$82.0M
Defaults4 of 120
Risk tierEXCELLENT
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).