FranchiseVerdict

SBA 504 certified development company

Community Economic Development Company of Colorado

AVERAGE risk
Total loans
43
Loan volume
$37.9M
Avg loan size
$882K
Default rate
11.8%
vs 13.3% national avg

Defaults

4

Franchises funded

32

Risk rating

AVERAGE

Top franchise exposures

FranchiseLoansVolumeDefault %
Comfort Inn8$8.2M0.0%
Days Inn3$3.0M33.3%
Temporary Franchises3$2.3M0.0%
Texaco Service Station1$158K100.0%
Super 8 Motel1$466K0.0%
Ramada Inn1$1.4M100.0%
Schlotzsky's Sandwich Shop1$371K100.0%
Village Inn Pancake House1$403K0.0%
Carl's Jr1$373K0.0%
Wendy's1$376K0.0%
Arby's1$182K0.0%
Ultimate Staffing Services1$190K0.0%
Conoco Service Station1$647K0.0%
Choice Hotels International In1$1.3M0.0%
Quiznos1$124K0.0%
Affordable Inns Of America1$325K
Burger King1$312K0.0%
Aire Serv (h&ac)1$96K0.0%
Meineke Car Care1$204K0.0%
Holiday Inn1$5.0M0.0%

Lending volume by year

3
'93
3
1
2
1
1
'01
2
1
1
3
3
'07
3
2
3
1
5
'12
2
1
1
3
1
'22

Geographic coverage

Colorado
4112.5%
Utah
10.0%
Wyoming
10.0%

Portfolio summary

Total funded$37.9M
Defaults4 of 43
Risk tierAVERAGE

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).