SBA 7(a) FOIA data · borrowers in Orlando, FL · FY1992 to FY2026 · as of 2025-12-31
Franchise SBA loans in Orlando, Florida
SBA lenders have made 513 7(a) loans to franchise businesses in Orlando since 1992, $270.2M in all, across 281 franchise systems and 103 lenders. Of the loans that have been resolved, 26.1% were charged off, 10.1 points above the national franchise rate of 16.0%. This is what the loan record says about which brands got financed here and how it went. It is not a list of territories for sale; we hold no availability data for any brand.
Headline numbers
- Franchise loans
- 513
- since FY1992
- Approved
- $270.2M
- gross loan amounts
- Charge-off rate
- 26.1%
- 376 resolved loans; national 16.0%
- Systems financed
- 281
- 103 lenders
Franchise systems financed in Orlando
The twenty systems with the most SBA loans to Orlando borrowers. The verdict grade is the brand's national grade on this site, an editorial assessment and not investment advice. “Locations on file” counts current franchisee locations we hold anywhere in Florida: presence, not availability.
| System | Loans here | Charge-off here | Approved | Verdict | Locations on file, FL |
|---|---|---|---|---|---|
| Quiznos | 12 | 66.7% | $1.8M | F: Weakest tier | 10 |
| Domino's Pizza | 11 | 10.0% | $2.8M | A: Strongest tier | 436 |
| Firehouse Subs | 11 | 10.0% | $2.5M | A: Strongest tier | not on file |
| Cold Stone Creamery, Inc. | 10 | 40.0% | $2.0M | C: Average | 8 |
| The UPS Store | 9 | limited data | $2.3M | A: Strongest tier | 558 |
| Dunkin Donuts | 8 | limited data | $7.0M | A: Strongest tier | not on file |
| Mail Boxes Etc. USA | 8 | limited data | $1.3M | A: Strongest tier | 558 |
| Minuteman Press | 8 | limited data | $4.8M | B: Above average | not on file |
| Nature's Table | 8 | limited data | $802K | no brand page | not on file |
| Planet Smoothie | 8 | limited data | $1.7M | C: Average | 38 |
| Primrose Schools | 7 | limited data | $16.8M | A: Strongest tier | not on file |
| American Pie Pizza And Drafts | 6 | limited data | $1.4M | not graded | not on file |
| Marble Slab Creamery | 6 | limited data | $1.3M | C: Average | 1 |
| Petland | 6 | limited data | $1.6M | D: Below average | 9 |
| Wingstop | 6 | limited data | $3.1M | A: Strongest tier | not on file |
| Jimmy John's | 5 | limited data | $1.4M | A: Strongest tier | 154 |
| Kids 'R' Kids | 5 | limited data | $10.0M | not graded | not on file |
| Planet Beach | 5 | limited data | $1.5M | not graded | not on file |
| Anytime Fitness | 4 | limited data | $3.5M | B: Above average | 158 |
| Atlanta Bread Company | 4 | limited data | $2.8M | not graded | not on file |
Lenders most active in Orlando
Where a franchise buyer in Orlando has historically found a 7(a) lender. A lender's local rate reflects which systems it funded here as much as its underwriting.
| Lender | Loans here | Charge-off here | Approved |
|---|---|---|---|
| Popular Bank | 30 | 36.7% | $4.9M |
| Wells Fargo Bank National Association | 29 | 32.0% | $11.1M |
| First Horizon Bank | 27 | 23.1% | $4.4M |
| Readycap Lending, LLC | 26 | 40.0% | $15.5M |
| United Midwest Savings Bank National Association | 24 | limited data | $3.7M |
| Seacoast National Bank | 19 | 17.6% | $5.9M |
| SouthState Bank, National Association | 18 | 5.6% | $8.4M |
| Synovus Bank | 16 | 26.7% | $8.1M |
| Ameris Bank | 15 | 28.6% | $7.8M |
| PNC Bank, National Association | 15 | 46.2% | $10.8M |
| TD Bank, National Association | 14 | limited data | $9.9M |
| Truist Bank | 14 | 15.4% | $9.6M |
Franchise loans approved per year
Approvals by SBA fiscal year, the last decade. A quiet year is a quiet year for new lending, not for the businesses already running.
- FY20158
- FY201630
- FY201716
- FY201824
- FY201933
- FY202026
- FY202129
- FY202227
- FY202323
- FY202412
- FY202519
- FY20261
Reading this page
- Does a loan in Orlando mean a franchise is available in Orlando?
- No. A loan shows that a franchisee opened or bought a unit in Orlando and financed it with an SBA 7(a) loan. Whether a territory near you is open now is known only to the franchisor, so ask before you rely on it. FranchiseVerdict holds no territory-availability data for any brand.
- What does the charge-off rate on this page measure?
- Loans that were charged off divided by loans that were resolved, meaning paid in full or charged off. Loans still open count in neither. It is a loan outcome, not a unit failure rate and not a measure of profit, and it is an editorial reading of SBA's data, not investment advice.
- Why does the table say "limited data" for some systems in Orlando?
- A rate is printed only where at least ten loans in the city have been resolved. Below that, one loan moves the number by ten points or more, so the table says limited data instead of a figure that would not survive the next loan.
- Which of these brands already operate in Florida?
- FranchiseVerdict holds current franchisee location records in Florida for 10 of the 19 systems on this page that have a brand page. That is evidence a brand runs units in the state today; a brand with none on file may still operate there, because owner-record coverage is partial.
Talk to franchise owners in Florida
The loan record says how financing went; an owner says how the business goes. FranchiseVerdict sells verified franchisee contact lists filtered by state, $49 per brand, for personal due diligence only, not telemarketing or automated calls. We hold Florida owner records for 10 of the 19 systems above that have a brand page.
Get owner contacts — $49/brand