MW
SBA 504 certified development company
Mountain West Small Business Finance
- Total loans
- 420
- Loan volume
- $399.7M
- Avg loan size
- $952K
- Charge-off rate
- 8.4%
- vs 13.3% national avg
Defaults
19
Franchises funded
201
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Culver's ButterBurgers & Froze | 13 | $17.0M | 0.0% (low risk) |
| Big O Tires | 12 | $4.8M | 8.3% (moderate risk) |
| Temporary Franchises | 11 | $11.5M | 0.0% (low risk) |
| Winger's | 10 | $4.0M | 30.0% (very high risk) |
| Bee Hive Homes Of America | 9 | $4.7M | 0.0% (low risk) |
| Super 8 Motel | 8 | $6.2M | 12.5% (elevated risk) |
| Taco Time | 7 | $2.6M | 0.0% (low risk) |
| Hampton Inns | 7 | $9.6M | 0.0% (low risk) |
| Seven-Eleven (7-11)/7-Eleven | 7 | $2.7M | N/A |
| Arby's | 6 | $2.7M | 40.0% (very high risk) |
| Master Muffler/Master Muffler | 6 | $4.7M | N/A |
| Best Western - Membership Agre | 6 | $13.8M | 0.0% (low risk) |
| Wendy's | 5 | $2.5M | 0.0% (low risk) |
| Grease Monkey | 5 | $2.7M | 0.0% (low risk) |
| Aaron Rental Purchase | 5 | $3.6M | 0.0% (low risk) |
| Holiday Inn Express/Holiday In | 5 | $17.6M | N/A |
| Tide Dry Cleaners | 5 | $1.8M | N/A |
| Bath Fitter | 5 | $4.6M | 0.0% (low risk) |
| Quality Inn by Choice Hotels / | 5 | $5.6M | 0.0% (low risk) |
| Texaco Service Station | 4 | $1.2M | 0.0% (low risk) |
Lending volume by year
2'92
3
7
2
6
1'97
5
8
3
6
7'02
11
5
11
11
18'07
18
9
14
19
25'12
14
22
12
8
14'17
16
16
20
24
22'22
14
16
28
3'26
Geographic coverage
Utah
3466.8% (moderate risk)
Colorado
2122.2% (very high risk)
Wyoming
2037.5% (very high risk)
Nevada
160.0% (low risk)
Arizona
60.0% (low risk)
Idaho
4100.0% (very high risk)
Montana
3N/A
North Dakota
10.0% (low risk)
New Mexico
10.0% (low risk)
Texas
10.0% (low risk)
Portfolio summary
Total funded$399.7M
Defaults19 of 420
Risk tierGOOD
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).