BF
SBA 504 certified development company
Business Finance Capital
- Total loans
- 62
- Loan volume
- $112.0M
- Avg loan size
- $1.8M
- Default rate
- 8.3%
- vs 13.3% national avg
Defaults
1
Franchises funded
53
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Best Western - Membership Agre | 3 | $7.8M | — |
| Fix Auto | 3 | $4.2M | — |
| Comfort Inn | 2 | $3.9M | 50.0% |
| Chevron - Retail Supply Contra | 2 | $4.4M | — |
| Shleppers - License Agreement | 2 | $1.4M | — |
| Sonesta ES Suites | 2 | $11.0M | — |
| 1-800-Got-Junk? | 2 | $3.4M | — |
| Holiday Inn Express | 1 | $1.2M | 0.0% |
| Hampton Inn & Suites | 1 | $5.0M | — |
| Gold's Gym | 1 | $1.3M | — |
| Domino's | 1 | $263K | — |
| Dunkin' Donuts | 1 | $1.1M | 0.0% |
| Berkshire Hathaway HomeService | 1 | $296K | — |
| MAACO Auto Painting & Bodywork | 1 | $638K | — |
| Holiday Inn Express/Holiday In | 1 | $3.1M | — |
| Tire Pros | 1 | $934K | — |
| Days Inn by Wyndham | 1 | $2.9M | — |
| Best Western Inn | 1 | $1.2M | — |
| SpringHill Suites by Marriott | 1 | $2.9M | 0.0% |
| Sonic Drive-In | 1 | $525K | — |
Lending volume by year
1'06
2'09
1'12
1'13
1'15
1'16
3'17
2'18
2'19
6'20
8'21
12'22
7'23
5'24
5'25
5'26
Geographic coverage
California
618.3%
Hawaii
1—
Portfolio summary
Total funded$112.0M
Defaults1 of 62
Risk tierGOOD
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).