SBA 7(a) FOIA data · borrowers in Dallas, TX · FY1992 to FY2026 · as of 2025-12-31
Franchise SBA loans in Dallas, Texas
SBA lenders have made 725 7(a) loans to franchise businesses in Dallas since 1992, $389.1M in all, across 385 franchise systems and 147 lenders. Of the loans that have been resolved, 21.0% were charged off, 5.0 points above the national franchise rate of 16.0%. This is what the loan record says about which brands got financed here and how it went. It is not a list of territories for sale; we hold no availability data for any brand.
Headline numbers
- Franchise loans
- 725
- since FY1992
- Approved
- $389.1M
- gross loan amounts
- Charge-off rate
- 21.0%
- 562 resolved loans; national 16.0%
- Systems financed
- 385
- 147 lenders
Franchise systems financed in Dallas
The twenty systems with the most SBA loans to Dallas borrowers. The verdict grade is the brand's national grade on this site, an editorial assessment and not investment advice. “Locations on file” counts current franchisee locations we hold anywhere in Texas: presence, not availability.
| System | Loans here | Charge-off here | Approved | Verdict | Locations on file, TX |
|---|---|---|---|---|---|
| Subway Sandwich Shop | 26 | 16.7% | $4.3M | A: Strongest tier | not on file |
| Quiznos | 15 | 20.0% | $2.2M | F: Weakest tier | 11 |
| Dickey's Barbeque | 13 | 15.4% | $3.4M | not graded | not on file |
| Minuteman Press | 11 | 36.4% | $1.1M | B: Above average | not on file |
| Marble Slab Creamery | 10 | 10.0% | $1.9M | C: Average | 63 |
| Benny's Bagels | 9 | limited data | $1.1M | not graded | not on file |
| Murphy's Deli | 9 | limited data | $1.4M | not graded | not on file |
| The UPS Store | 9 | limited data | $3.8M | A: Strongest tier | 433 |
| Alphagraphics, Printshops Of T | 8 | limited data | $3.9M | C: Average | not on file |
| Christian Brothers Automotive | 8 | limited data | $3.9M | A: Strongest tier | not on file |
| Maaco Auto Painting Center | 8 | limited data | $3.1M | B: Above average | not on file |
| Mobil Oil (Stations) | 8 | limited data | $5.5M | no brand page | not on file |
| Wingstop Restaurant | 8 | limited data | $2.1M | A: Strongest tier | not on file |
| Smoothie King | 7 | limited data | $1.9M | B: Above average | not on file |
| 24 Seven Vending | 6 | limited data | $917K | not graded | not on file |
| Mail Boxes Etc. USA | 6 | limited data | $567K | A: Strongest tier | 433 |
| Schlotzsky's Sandwich Shop | 6 | limited data | $851K | B: Above average | not on file |
| Ameriprise Financial | 5 | limited data | $2.0M | A: Strongest tier | 138 |
| Comet One-Hour Dry Cleaners | 5 | limited data | $1.5M | not graded | not on file |
| Days Inn | 5 | limited data | $5.7M | B: Above average | not on file |
Lenders most active in Dallas
Where a franchise buyer in Dallas has historically found a 7(a) lender. A lender's local rate reflects which systems it funded here as much as its underwriting.
| Lender | Loans here | Charge-off here | Approved |
|---|---|---|---|
| Wells Fargo Bank National Association | 52 | 24.4% | $18.5M |
| PNC Bank, National Association | 43 | 21.4% | $16.1M |
| The Huntington National Bank | 39 | 7.1% | $18.1M |
| JPMorgan Chase Bank, National Association | 35 | 11.8% | $11.7M |
| Hanmi Bank | 27 | 3.8% | $8.1M |
| Comerica Bank | 23 | 34.8% | $8.6M |
| Popular Bank | 22 | 36.4% | $3.0M |
| Bank of America, National Association | 19 | 20.0% | $4.5M |
| Readycap Lending, LLC | 19 | 50.0% | $6.4M |
| Stearns Bank National Association | 18 | 16.7% | $4.9M |
| Simmons Bank | 16 | 43.8% | $5.6M |
| United Midwest Savings Bank National Association | 16 | limited data | $2.4M |
Franchise loans approved per year
Approvals by SBA fiscal year, the last decade. A quiet year is a quiet year for new lending, not for the businesses already running.
- FY201533
- FY201617
- FY201730
- FY201839
- FY201929
- FY202025
- FY202135
- FY202228
- FY202335
- FY202416
- FY202531
- FY20261
Reading this page
- Does a loan in Dallas mean a franchise is available in Dallas?
- No. A loan shows that a franchisee opened or bought a unit in Dallas and financed it with an SBA 7(a) loan. Whether a territory near you is open now is known only to the franchisor, so ask before you rely on it. FranchiseVerdict holds no territory-availability data for any brand.
- What does the charge-off rate on this page measure?
- Loans that were charged off divided by loans that were resolved, meaning paid in full or charged off. Loans still open count in neither. It is a loan outcome, not a unit failure rate and not a measure of profit, and it is an editorial reading of SBA's data, not investment advice.
- Why does the table say "limited data" for some systems in Dallas?
- A rate is printed only where at least ten loans in the city have been resolved. Below that, one loan moves the number by ten points or more, so the table says limited data instead of a figure that would not survive the next loan.
- Which of these brands already operate in Texas?
- FranchiseVerdict holds current franchisee location records in Texas for 5 of the 19 systems on this page that have a brand page. That is evidence a brand runs units in the state today; a brand with none on file may still operate there, because owner-record coverage is partial.
Talk to franchise owners in Texas
The loan record says how financing went; an owner says how the business goes. FranchiseVerdict sells verified franchisee contact lists filtered by state, $49 per brand, for personal due diligence only, not telemarketing or automated calls. We hold Texas owner records for 5 of the 19 systems above that have a brand page.
Get owner contacts — $49/brand