EL
SBA 504 certified development company
EDC Loan Corporation
- Total loans
- 6
- Loan volume
- $6.1M
- Avg loan size
- $1.0M
- Charge-off rate
- 0.0%
- vs 13.3% national avg
Defaults
0
Franchises funded
6
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Beauty Warehouse | 1 | $102K | 0.0% (low risk) |
| Culver's Frozen Custard | 1 | $434K | 0.0% (low risk) |
| Sleep Inn Motel | 1 | $1.1M | 0.0% (low risk) |
| Steak N Shake | 1 | $1.1M | N/A |
| International House Of Pancake | 1 | $920K | 0.0% (low risk) |
| Hampton Inns | 1 | $2.4M | 0.0% (low risk) |
Lending volume by year
1'96
1'03
1'08
1'09
1'11
1'12
Geographic coverage
Missouri
60.0% (low risk)
Portfolio summary
Total funded$6.1M
Defaults0 of 6
Risk tierEXCELLENT
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).