CP
SBA 504 certified development company
Capital Partners Certified Development Company
- Total loans
- 233
- Loan volume
- $290.7M
- Avg loan size
- $1.2M
- Charge-off rate
- 13.9%
- vs 13.3% national avg
Defaults
18
Franchises funded
132
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Kids R Kids | 12 | $7.5M | 9.1% (moderate risk) |
| Zaxby's | 8 | $4.7M | 0.0% (low risk) |
| Primrose Schools | 8 | $13.7M | 0.0% (low risk) |
| Hampton Inns | 6 | $10.3M | 25.0% (very high risk) |
| Wendy's | 6 | $6.6M | 0.0% (low risk) |
| Comfort Inn | 5 | $4.9M | 20.0% (very high risk) |
| Days Inn | 4 | $2.1M | 0.0% (low risk) |
| Ace Hardware | 4 | $2.5M | 0.0% (low risk) |
| Wendy's | 4 | $1.7M | 0.0% (low risk) |
| Best Western Inn | 4 | $4.2M | 50.0% (very high risk) |
| Culver's ButterBurgers & Froze | 4 | $6.6M | N/A |
| Dunkin' Donuts | 4 | $3.0M | N/A |
| Temporary Franchises | 4 | $2.3M | 25.0% (very high risk) |
| Dairy Queen | 3 | $1.5M | 33.3% (very high risk) |
| Wingate Inns | 3 | $3.5M | 0.0% (low risk) |
| Holiday Inn Express | 3 | $2.6M | 33.3% (very high risk) |
| Holiday Inn | 3 | $4.4M | 0.0% (low risk) |
| Goddard Early Learning Center | 3 | $2.3M | 0.0% (low risk) |
| Home2 Suites by Hilton | 3 | $14.2M | N/A |
| Fairfield by Marriott/Fairfiel | 3 | $11.4M | N/A |
Lending volume by year
4'93
7
16
7
6
5'98
3
1
4
6
10'03
2
7
6
4
4'08
4
2
3
6
8'13
7
5
8
5
11'18
8
14
14
13
8'23
16
8
1'26
Geographic coverage
Portfolio summary
Total funded$290.7M
Defaults18 of 233
Risk tierAVERAGE
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).