FranchiseVerdict

SBA 504 certified development company

Capital Partners Certified Development Company

AVERAGE risk
Total loans
233
Loan volume
$290.7M
Avg loan size
$1.2M
Default rate
13.9%
vs 13.3% national avg

Defaults

18

Franchises funded

132

Risk rating

AVERAGE

Top franchise exposures

FranchiseLoansVolumeDefault %
Kids R Kids12$7.5M9.1%
Zaxby's8$4.7M0.0%
Primrose Schools8$13.7M0.0%
Hampton Inns6$10.3M25.0%
Wendy's6$6.6M0.0%
Comfort Inn5$4.9M20.0%
Days Inn4$2.1M0.0%
Ace Hardware4$2.5M0.0%
Wendy's4$1.7M0.0%
Best Western Inn4$4.2M50.0%
Culver's ButterBurgers & Froze4$6.6M
Dunkin' Donuts4$3.0M
Temporary Franchises4$2.3M25.0%
Dairy Queen3$1.5M33.3%
Wingate Inns3$3.5M0.0%
Holiday Inn Express3$2.6M33.3%
Holiday Inn3$4.4M0.0%
Goddard Early Learning Center3$2.3M0.0%
Home2 Suites by Hilton3$14.2M
Fairfield by Marriott/Fairfiel3$11.4M

Lending volume by year

4
'93
7
16
7
6
5
'98
3
1
4
6
10
'03
2
7
6
4
4
'08
4
2
3
6
8
'13
7
5
8
5
11
'18
8
14
14
13
8
'23
16
8
1
'26

Geographic coverage

Portfolio summary

Total funded$290.7M
Defaults18 of 233
Risk tierAVERAGE

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).