SB
SBA 504 certified development company
Small Business Access Partners, Inc.
- Total loans
- 128
- Loan volume
- $117.6M
- Avg loan size
- $919K
- Charge-off rate
- 6.3%
- vs 13.3% national avg
Defaults
5
Franchises funded
81
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Zaxby's | 9 | $5.3M | 0.0% (low risk) |
| Goddard Early Learning Center | 7 | $6.9M | 0.0% (low risk) |
| Checkers Drive-In Restaurant | 5 | $1.7M | 20.0% (very high risk) |
| Comfort Inn | 4 | $2.9M | 0.0% (low risk) |
| Culver's ButterBurgers & Froze | 4 | $5.2M | N/A |
| Bojangles' | 4 | $2.9M | 0.0% (low risk) |
| Meineke Car Care | 3 | $2.0M | 100.0% (very high risk) |
| Dairy Queen | 3 | $1.3M | 0.0% (low risk) |
| IHOP | 3 | $3.0M | N/A |
| Zaxby's | 3 | $1.9M | 0.0% (low risk) |
| Temporary Franchises | 3 | $1.3M | 0.0% (low risk) |
| Bruster's | 2 | $496K | 0.0% (low risk) |
| Bojangles | 2 | $1.1M | 0.0% (low risk) |
| Hampton Inns | 2 | $2.7M | 0.0% (low risk) |
| Discovery Point | 2 | $1.6M | 0.0% (low risk) |
| Western Sizzlin Steak House | 2 | $748K | 0.0% (low risk) |
| Wendy's | 2 | $1.2M | 0.0% (low risk) |
| The Goddard School | 2 | $1.4M | 0.0% (low risk) |
| Fairfield by Marriott/Fairfiel | 2 | $8.2M | N/A |
| Holiday Inn | 2 | $5.6M | N/A |
Lending volume by year
1'92
1
3
4
3
3'03
1
6
7
9
4'08
2
7
6
4
15'13
5
2
6
4
6'18
4
4
5
5
5'23
2
4'25
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).