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SBA 7(a) franchise lending
Arizona
AZ
- Total loans
- 3,097
- Loan volume
- $1.8B
- Default rate
- 18.8%
- Jobs created
- 46,256
Defaults
426
Avg interest
7.27%
Job velocity
2.6
per $100K loaned
Franchises active
1,146
Highest default rates in Arizona
| Franchise | Loans | State % | National % |
|---|---|---|---|
| Alta Mere Window Tinting & Aut | 5 | 80.0% | 37.9% |
| Submarina Sandwiches | 5 | 80.0% | 35.6% |
| All Tune And Lube | 5 | 80.0% | 43.9% |
| Midas Muffler Shop | 5 | 80.0% | 15.1% |
| Round Table Pizza | 5 | 60.0% | 11.3% |
| Taco Del Mar | 5 | 60.0% | 42.2% |
| Famous Sams | 11 | 54.5% | 50.0% |
| Planet Beach | 22 | 54.5% | 55.7% |
| Speedy Sign-O-Rama | 6 | 50.0% | 26.0% |
| Minuteman Press | 8 | 50.0% | 24.0% |
Lowest default rates in Arizona
| Franchise | Loans | Default % |
|---|---|---|
| Ramada Inn | 9 | 0.0% |
| Dunkin Donuts | 5 | 0.0% |
| Meineke Car Care | 7 | 0.0% |
| Great Clips | 6 | 0.0% |
| MAACO Auto Painting Center | 10 | 0.0% |
| Domino's Pizza | 5 | 0.0% |
| Koa Kampgrounds(kampgrounds Of | 5 | 0.0% |
| Grease Monkey | 5 | 0.0% |
| Comfort Inn | 5 | 0.0% |
| Jersey Mike's (deli Restaurant | 5 | 0.0% |
Industry performance (NAICS)
| Industry (NAICS) | Loans | Volume | Default % | Risk |
|---|---|---|---|---|
| Limited-Service Restaurants722211 | 249 | $77.9M | 33.7% | |
| Limited-Service Restaurants722513 | 211 | $108.6M | 4.3% | |
| Hotels & Motels721110 | 202 | $474.0M | 2.6% | |
| Fitness & Recreational Sports713940 | 167 | $66.7M | 15.7% | |
| Snack & Beverage Bars722515 | 89 | $52.3M | 13.9% | |
| Other Personal Care Services812199 | 82 | $26.9M | 13.6% | |
| General Automotive Repair811111 | 65 | $27.3M | 19.1% | |
| Beauty Salons812112 | 64 | $14.8M | 15.7% | |
| Full-Service Restaurants722110 | 63 | $27.5M | 35.6% | |
| Full-Service Restaurants722511 | 59 | $46.5M | 24.1% |
Franchise lending volume by year
16'92
14
27
59
80
66'97
75
71
68
55
87'02
132
114
119
93
91'07
85
28
39
51
40'12
69
103
112
126
117'17
130
137
122
161
119'22
178
114
165
34'26
Arizona default rate by loan vintage
BrandNational avg
Shaded area: recent vintages with few resolved loans; rates may change as loans mature.
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Job velocity = jobs created per $100K loaned.