GC
SBA 504 certified development company
Growth Capital Corp.
- Total loans
- 78
- Loan volume
- $73.1M
- Avg loan size
- $938K
- Charge-off rate
- 11.4%
- vs 13.3% national avg
Defaults
5
Franchises funded
54
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Goddard Early Learning Center | 5 | $2.7M | 0.0% (low risk) |
| Dairy Queen | 5 | $908K | 20.0% (very high risk) |
| Dunkin Donuts | 4 | $1.5M | 0.0% (low risk) |
| Perkins Restaurants | 3 | $882K | 0.0% (low risk) |
| Primrose Schools | 3 | $4.9M | N/A |
| Dunkin' Donuts | 3 | $1.6M | 0.0% (low risk) |
| Handel's Ice Cream | 2 | $251K | 0.0% (low risk) |
| Holiday Inn Express | 2 | $2.8M | 0.0% (low risk) |
| Holiday Inn/Holiday Inn & Suit | 2 | $6.5M | N/A |
| Hampton Inns | 2 | $3.4M | 0.0% (low risk) |
| Arby's | 2 | $825K | 0.0% (low risk) |
| Temporary Franchises | 2 | $728K | N/A |
| The Goddard School | 2 | $2.7M | N/A |
| Bw-3 (buffalo Wings And Weck) | 1 | $615K | 0.0% (low risk) |
| Goodyear Tire | 1 | $445K | 0.0% (low risk) |
| Baymont Inns & Suites | 1 | $1.0M | 100.0% (very high risk) |
| Subway Sandwich Shop | 1 | $319K | N/A |
| AAMCO Transmissions | 1 | $110K | 0.0% (low risk) |
| Ziebart Rustproofing | 1 | $125K | 0.0% (low risk) |
| Chrysler | 1 | $259K | 0.0% (low risk) |
Lending volume by year
2'95
2
1
3
1
1'00
2
3
3
1
4'06
3
1
2
4
6'11
4
5
2
3
2'16
3
5
4
4
2'22
1
1
3'25
Geographic coverage
Ohio
7811.4% (elevated risk)
Portfolio summary
Total funded$73.1M
Defaults5 of 78
Risk tierAVERAGE
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).