FranchiseVerdict

SBA 504 certified development company

South Dakota Development Corporation

EXCELLENT risk
Total loans
21
Loan volume
$18.7M
Avg loan size
$892K
Default rate
0.0%
vs 13.3% national avg

Defaults

0

Franchises funded

19

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Koa Kampgrounds(kampgrounds Of2$557K0.0%
Super 8 by Wyndhan2$2.1M
Best Western Inn1$832K0.0%
Perkins Restaurants1$495K0.0%
Harms Oil Company (Cenex) Agre1$1.1M
Comfort Inn by Choice Hotels/C1$2.2M
Johnstone Supply, Inc. (Member1$959K0.0%
Quality Inn by Choice Hotels /1$962K
Temporary Franchises1$137K0.0%
Cole's Petroleum Products Inc.1$242K
abc Seamless1$110K
Fairfield by Marriott/Fairfiel1$3.2M
Line-X1$941K
Comfort Suites by Choice Hotel1$2.5M
Dairy Queen1$457K0.0%
Quality Inn/Quality Suites, Ho1$757K0.0%
B & G Milkyway1$634K
Home Instead/Home Instead Seni1$203K
Econo Lodge1$416K0.0%

Lending volume by year

1
'94
1
'99
1
'08
1
'11
1
'12
1
'13
2
'15
1
'20
4
'21
3
'22
2
'23
1
'24
2
'25

Geographic coverage

Portfolio summary

Total funded$18.7M
Defaults0 of 21
Risk tierEXCELLENT

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).